3rd Party Claims Adjuster/Examiner (HYBRID) - DB Insurance Co., Ltd.

Job Title

• 3rd Party Property Claims Adjuster/Examiner (HYBRID)

Location

• 222 S Harbor Blvd, #720, Anaheim, CA 92805

Salary

• $65,000 - $90,000 (DOE)

Position Type

• Full-time
• Non-exempt / Hourly
• Monday – Friday
• 8:30 am – 5:30 pm
• Hybrid after 90 days – 3 days in office/2 days remote

Reports to

• Senior Claims Manager

Position Overview:

DB Insurance is seeking an experienced and detail-oriented 3rd Party Claims Adjuster/Examiner, especially with claims involving bodily injury and litigation, to join our team. In this role, you will handle claims involving third-party liability, specifically in commercial trucking and business policies, working to resolve them efficiently while ensuring fair settlements. The ideal candidate has a strong background in investigating, evaluating, and negotiating claims, with the ability to manage multiple cases simultaneously.

Key Responsibilities:

• Investigate, evaluate, and resolve third-party claims including bodily injury, property damage, and liability claims including ones in litigation for commercial trucking and business policies
• Gather and review all relevant documentation including statements, police reports, medical reports, and legal documents
• Handle claims in-house and oversee claims managed by TPA (Third-Party Administrator)
• Conduct interviews with claimants, witnesses, and other involved parties
• Determine coverage, injury evaluation, liability, and the appropriate settlement amount, ensuring claims are processed in accordance with policy terms and regulatory guidelines
• Communicate with claimants, attorneys, and other third parties to resolve claims promptly and fairly
• Prepare detailed reports outlining claim statuses, investigation results, and settlement recommendations
• Negotiate settlements in line with company policies and best practices
• Maintain accurate and detailed claim records in the claims management system
• Stay updated on state laws, industry trends, and changes in insurance regulations
• Collaborate with legal teams and other departments when necessary
• Attend mediations or trials as needed

Qualifications:

• Minimum 4 years of experience as a 3rd Party Claims Adjuster, with experience handling bodily injury and property damage claims
• Strong knowledge of insurance policies, coverage, and third-party liability claims processes
• Excellent negotiation, investigation, and problem-solving skills
• Strong communication skills, both verbal and written, with the ability to explain complex claims clearly
• Ability to manage a high volume of claims and prioritize tasks effectively
• Proficiency MS Office/Google Workspace applications
• Familiarity with state-specific insurance regulations and legal processes
• Experience in handling complex or high-value claims
• Bachelor’s degree in a related field or equivalent work experience preferred
• Experience working with attorneys, mediators, or in a litigation environment
• Ability to work independently and as part of a team

Benefits

• Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company
• Annual bonus performance incentive program
• Paid time off and sick leave
• 10 Annual paid holidays
• 401(k) plan with up to 4% company match
• Fringe benefit redeemable quarterly
• Job-related training reimbursement

About Us

Headquartered in South Korea, DB Group is one of the country’s largest and most respected firms, with a rich history dating back to 1962. At DB Insurance USA, we are proud to extend this legacy, offering a wide range of innovative insurance products tailored to meet the diverse needs of our customers. Backed by the strength and stability of a global powerhouse (AM Best Rating: A, S&P Rating: A), we combine local expertise with world-class resources to deliver insurance solutions that protect your property, business, and livelihood. With offices across California, Hawaii, New York, and Guam, our dedicated team works to deliver exceptional service, ensuring peace of mind for every policyholder.

Please visit our career page at https://dbinsus.applytojob.com/apply/

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