Commercial Credit Analyst - Gpac

We are seeking a skilled Commercial Credit Analyst with a strong background in Commercial & Industrial (C&I), Commercial Real Estate (CRE), and Agricultural (Ag) lending to join a reputable bank in Champaign, IL. This is an excellent opportunity to leverage your analytical skills in a dynamic environment and contribute to the growth and success of a well-established financial institution.

Key Responsibilities:

- Conduct thorough credit analysis for C&I, CRE, and Ag loan requests, ensuring comprehensive risk assessment and compliance with internal policies and regulatory requirements.

- Evaluate borrower financial statements, credit reports, and collateral valuations to determine creditworthiness and loan structure.

- Prepare detailed credit memorandums and present findings to senior management and credit committees for loan approvals.

- Monitor and analyze existing loan portfolios, identifying potential risks and recommending appropriate actions to mitigate those risks.

- Collaborate with relationship managers to maintain strong client relationships and provide insights on credit-related matters.

- Stay informed about industry trends, economic conditions, and regulatory changes that may impact lending practices.

- Support the development of credit policies and procedures, enhancing the overall credit risk management framework.

Qualifications:

- Minimum of 5 years of experience in commercial credit analysis, with demonstrable expertise in C&I, CRE, and Ag lending.

- Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.

- Strong analytical skills with the ability to interpret complex financial data and make sound credit decisions.

- Excellent verbal and written communication skills to effectively present analysis and recommendations.

- Proficiency in financial modeling and credit analysis software.

- Strong attention to detail and the ability to manage multiple projects and deadlines.

Benefits:

- Competitive salary and performance-based incentives.

- Comprehensive benefits package, including health, dental, and retirement plans.

- Opportunities for professional development and career advancement within a supportive work environment.

How to Apply:

If you are a driven and detail-oriented Commercial Credit Analyst looking for your next career opportunity, please submit your resume to crystal.fryers@gogpac.com. We look forward to reviewing your application and discussing how you can contribute to our client's success 

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.