Compliance Risk Data and Analytics Director - Origin Bank
Dallas, TX 75219
About the Job
Work Location
Generally, within retail branch and operations footprint. Hybrid and/or remote work may be available at the bank’s discretion. Remote positions are intended to be filled in states within our footprint, which includes: Alabama, Florida, Louisiana, Mississippi, and Texas. Any exception to this policy requires further regulatory review and approval by management.
Summary
This Director-level position supports and leads the Compliance Risk Data, Reporting and Analytics Group; Develops and maintains the Compliance Risk Management Team’s (second line of defense) data governance, collection, monitoring, and reporting program for a variety of compliance specialties (HMDA, CRA, DFA 1071, and financial crimes, fair banking, UDAAP, complaints, etc.); Provides oversight and direction on data analytics, and technology systems for the Compliance Risk Management Team; Ensures optimization of the Compliance Risk Management Team’s monitoring tools and capabilities with respect to data visualization; Assists other compliance specialty groups gaining and maintaining efficiencies in the execution of the compliance testing schedule, compliance risk assessment process, complaint management process, regulatory change management process, issues management, etc.; Ensures a risk-based approach in identifying and completing projects using varied research/analytical techniques, automated systems and sources of information, while ensuring adequate support is provided on highly sensitive projects such as regulatory examinations, the development/deployment of detective systems; and Regularly interfaces with first line of defense business/operating units, other groups within the Compliance Risk Management Team (i.e., Financial Crimes Risk Management, Compliance Risk Advisory, Compliance Risk Testing, other support functions including Legal, Risk, Third Party Risk Management, as well as the bank’s affiliates and subsidiaries).
Primary Duties and Responsibilities
Responsible for implementing in-house processes for data mining, data assessment, data validation, data analysis and correction to determine limitations on reliability or usability; ensuring timely submission of fair banking data (HMDA, CRA, DFA 1071); utilizing advanced statistical analysis and models to monitor for fair banking risks.
- Manages day-to-day administration of the HMDA data collection/reporting/analytics process.
- Manages day-to-day administration of the CRA data collection/reporting/analytics process.
- Manages day-to-day administration of the DFA 1071 data collection/reporting/analytics process.
- Manages day-to-day administration of the complaint data collection/reporting/analytics process.
- Manages day-to-day administration of fair banking risk data collection/reporting/analytics process.
- Functions as compliance system administrator for all compliance-related software and tools.
- Prepares presentations, reports, and dashboards summarizing performance for use by Executive Management, the Board of Directors and regulators.
- Collaborates with the first line of defense on data governance best practices and efficiencies.
- Conducts peer assessments on a variety of compliance performance metrics.
- Monitors the regulatory and political landscape for emerging risk that would influence the Compliance Risk Management space, and the bank’s regulatory tolerance related thereto.
- In conjunction with other members of the Compliance Risk Management Leadership Team, implements legislative and regulatory requirements, whether new or modified; analyzing implications on the bank’s operations and activities.
- Implements bank-wide and Compliance Risk Management Team projects and initiatives, whether with respect to new business, new compliance programs, new or changing regulations or new tools and systems.
- Maintains compliance policies and procedures.
- Develops, monitors and reports on compliance-centric Key Risk Indicators (KRIs) and Key Performance Indicators (KPIs).
- Supervises a team of Compliance Risk and Analytics officers and specialists; monitoring production through review of work, allocating resources, setting priorities and progressing team members’ technical skills and knowledge.
- Ensures that Compliance Risk Management Team meetings are appropriately memorialized through documentation (minutes/notes).
- Assists in the preparation for and coordination of regulatory examinations, independent compliance audits, and second line Compliance Testing engagements.
- Reads, analyzes and interprets financial reports, legal documents, governmental regulations and professional publications relative to compliance and regulatory matters.
- Consults on various enterprise-wide projects relative to compliance and regulatory risks.
- Assists the Compliance Risk Management Leadership Team in the preparation of risk assessments.
- Communicates effectively with colleagues on the Compliance Risk Management Team, first line of defense business partners, Executive Management, internal and external auditors, and regulators.
- Adheres to all designated time frames, manages workflow to the specified deadlines and completes responsibilities in a satisfactory manner.
- Completes all job-related training and continuing education in a timely manner, and attends seminars or continuing education, as directed.
- Assists with other Compliance Risk Management Team objectives.
- Performs any other assignments as directed by the Chief Compliance Officer.
Supervisory Responsibilities
Directly supervises a team of compliance officers and compliance specialist. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities may include training employees; planning, assigning, and directing work; appraising performance in conjunction with other Compliance Risk Management Team leadership; addressing complaints and resolving problems.
Competencies
To perform the job successfully, an individual should demonstrate the following competencies:
- Analytical and Design – Ability to assess risk; Detail oriented, analytical, and critical thinking skills; Strong problem solving and analytical skills required to succeed in this job; Strong technical troubleshooting skills and ability to juggle simultaneous complex projects.
- Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Works well in group problem solving situations; Uses reason even when dealing with emotional topics.
- Interpersonal Skills/Customer Service – Focuses on solving conflict, not blaming; Maintains confidentiality; Remains open to others' ideas and tries new things; Manages difficult or emotional customer situations; Responds to requests for service and assistance; Meets commitments.
- Oral and Written Communication - Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions; Demonstrates group presentation skills; Participates in meetings; Writes clearly and informatively; Edits work for spelling, grammar, and legal citation references; Varies writing style to meet needs; Able to read and interpret written information.
- Teamwork - Ability to work in a collaborative environment, as well as independently; Balances team and individual responsibilities; Exhibits objectivity and openness to others' views; Gives and welcomes feedback; Contributes to building a positive team spirit; Puts success of team above own interests; Supports everyone's efforts to succeed.
- Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; Supports organization's goals and values; Benefits organization through outside activities; Supports inclusion and diversity; Embraces trusted advisor role.
- Judgment and Motivation - Displays willingness to make decisions; Exhibits sound and accurate judgment; Supports and explains reasoning for decisions; Includes appropriate people in decision-making process; Makes timely decisions; Demonstrates persistence and overcomes obstacles.
- Planning/Organizing – Ability to multi-task and set priorities; Prioritizes and plans work activities; Uses time efficiently; Sets goals and objectives.
- Professionalism - Ability to deal with all levels of personnel in a courteous and effective manner; Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position.
- Quantity – Ability to work under pressure on multiple tasks concurrently and meet deadlines in a fast-paced work environment with interruptions and changing priorities.
- Adaptability - Adapts to changes in the work environment; Manages competing demands; Changes approach or method to best fit the situation; Able to deal with frequent change, delays, or unexpected events.
- Attendance/Punctuality and Dependability - Is consistently at work and on time; Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time; Follows instructions, responds to management direction; Takes responsibility for own actions and that of all members of the Compliance Risk Data, Reporting and Analytics Group; Commits to long hours of work when necessary to reach goals.
Qualifications
To perform this job successfully, expert-level knowledge of regulatory Compliance Risk Management and related laws and regulations. Incumbent must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and/or Experience
A Bachelor’s Degree in relevant discipline/quantitative field (e.g., Statistics, Economics, Computer Science, Mathematics, Data Science, Operational Research, Analytics, or related field) or, alternatively, 10 years senior-level compliance management experience; Master’s Degree or MBA in related field preferred; Knowledge of statistical regression analysis and its use in fair banking monitoring required; Prior compliance experience at a large bank subject to direct CFPB oversight and supervision preferred; Expert-level familiarity with federal and state banking regulations, particularly HMDA, CRA, and UDAAP required; Certified Regulatory Compliance Manager (CRCM) preferred, Association of Certified Anti-Money Laundering Specialists (ACAMS) preferred, Certified Fraud Examiner (CFE) preferred, or similar compliance certification. Experience working as an examiner will be taken into consideration when determining prior senior-level compliance requirements have been met.
Computer Skills
To perform this job successfully, an individual should have advanced knowledge of Microsoft Office Suite, including Outlook, Word, Excel, PowerPoint, and Access. Power BI preferred. Ability to learn bank-specific software. Ability to use basic office machines.
Bank Culture/Customer Service Skills
Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank.
Physical Demands
While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel and talk or hear. The employee is occasionally required to reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus.
Mental Demands
Incumbent in this position must be able to accommodate reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presumptions, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks, and constant interruptions.
Work Environment
The noise level in the work environment is usually moderate.
This job description reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the bank’s changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the bank’s sole discretion.
This job description reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank’s changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank’s sole discretion. Please visit our Origin Bank careers page to review the job description in its entirety.
Origin Bank is an equal opportunity employer based not discriminate in hiring or employment based on race, color, sex, age, marital or veteran status, non-job related disability, religion, national origin, genetic information, or any other basis protected by law.
About Origin Bank:
Deeply rooted in Origin’s history is a culture committed to providing personalized, relationship banking to businesses, municipalities, and personal clients to enrich the lives of the people in the communities it serves. Origin offers a broad range of financial services and currently operates 60 locations throughout Texas, Louisiana, Mississippi, Alabama and the Florida panhandle. In today’s banking landscape, technology is the rule – human interaction and genuine relationships are the exception. Origin Bank delivers on both.
Source : Origin Bank