Consumer Underwriter - Premier Community Bank

We have an opportunity to join the Premier Community Bank team as a Consumer Underwriter. Start your career journey with us and apply today!

As a Consumer Underwriter, you will have the opportunity to work with front-line staff to ensure compliance with loan policies. This role is perfect for you if you enjoy analyzing financial data, assessing risk, and making informed decisions. Don't miss out on the chance to use your unique skills in a dynamic and rewarding career!

Responsibilities include:

• Underwrite and make final decisions to all consumer loans within Premier Community Bank and the online application software.
• Make reasonable counter offers to applicants that may not qualify at the initial application to make the loan possible.
• Coordinate with front-line staff on loan applications, loan closings, and follow up to complete loan applications.
• Propose Loan Policy Exceptions for all applications that may qualify for an exception for reduce Fair Lending concerns.

Skills Preferred:

• Outstanding attention to detail.
• Excellent interpersonal and communication skills.
• Good understanding of financial products and consumer loans.
• Good organizational skills.

What is it like to be Premier?

Join our team of employees who pride themselves on listening to our customer's needs and portraying a willingness to fulfill those needs. Grow in an environment where our employees respect the communities they serve, their customers and their co-workers.

At Premier, our goal is to provide an amazing, quality experience for our customers. We constantly strive to do the right thing. We appreciate and encourage new ideas from each other and our customers to become the bank of choice.

Our employees achieve this level of customer service by exemplifying our core values of:

• Listening to our customers and co-workers
• Being trustworthy and loyal
• Displaying diversity of thought
• Serving the community
• Illustrating teamwork

Benefits available:

Our employees are the core of Premier, so we offer a benefits package that makes being part of the team that much sweeter! We offer:

• Competitive compensation program
• Paid personal time off
• Paid holidays
• Health, dental and vision insurance
• Life and long-term disability insurance
• 401(k) with match
• Employee Stock Ownership Plan (ESOP)
• Bonus program,
• Continuing education reimbursement
• Flexible spending account plans
• Voluntary AFLAC insurance policies
• Employee Assistance Program
• 529 college savings plan