Credit Analyst - Creative Financial Staffing

Credit Analyst

Our client is seeking a diligent Credit Analyst to assess the creditworthiness of potential and existing customers. As a Credit Analyst, you will analyze financial data, prepare credit reports, and make recommendations regarding credit limits. This role is perfect for someone with strong analytical skills and a background in finance.

Compensation: $50,000 – $65,000 annually, based on experience
Location: Agawam, MA – on-site

Benefits of the Credit Analyst Role:

• Health Benefits: Health, dental, and vision insurance with 85% of premiums covered by the employer, and access to telemedicine services.
• Retirement Plan: 401K with a 4% match, vested immediately, and an additional profit-sharing plan based on company performance.
• Time Off: Generous PTO with 3 weeks of vacation and 5 personal days, in addition to 8 paid holidays.
• Career Growth: Direct mentorship from the Controller with opportunities to move into Staff Accountant roles; paid courses for certification in QuickBooks or other relevant software.
• Work Environment: A family-oriented culture with quarterly team-building outings, including company-sponsored hiking trips and volunteering days.
• Perks: Employee discounts on packaging and display products, plus monthly catered lunches and an annual summer barbecue for employees and their families

Key Responsibilities:

• Analyze financial statements and credit reports to assess risk as the Credit Analyst.
• Make recommendations on credit limits and terms based on analysis.
• Monitor existing accounts and conduct regular reviews to assess ongoing credit risk.
• Collaborate with sales and customer service teams to ensure a smooth credit process.
• Prepare reports for management on credit exposure and trends.

Preferred Qualifications:

• Bachelor’s degree in finance, accounting, or a related field.
• 2-4 years of experience as a Credit Analyst or in a similar role.
• Strong analytical skills and proficiency in financial modeling.
• Excellent communication and interpersonal abilities.
• Ability to work independently and manage multiple priorities.