Credit Analyst - Peoples State Bank

Job Location: 1905 Stewart Avenue, Wausau WI 54401

Hours: Monday - Friday 40+ Hours

Job Summary

• Credit Analysts are responsible for completing all financial analysis reviews assigned and reporting results to senior credit staff or loan officers.

Duties and Responsibilities

• Responsible for completing all financial analysis reviews assigned, reporting results to senior credit staff or loan officers as applicable. Follow-up to ensure timely responses to the recommendations and the resolution and/or implementation of the same.
• Examines files systematically for adequacy of credit and/or deficiencies; reports examination results to the senior credit analyst, loan officers or management as requested.
• Prepare written analyses on all large loans, large aggregate lending to one borrower, complex loans, and weak loans.
• Assist in the preparation of loan rating reviews and watch list presentations for the loan loss reserve adequacy reviews.
• Assist in the preparation of technical exception reports, non-conforming loan reports, and other documents, for the eventual benefit of loan officers.
• Responsible for maintaining certain tracking lists to include customer financials, loan policy exceptions and loan covenants.
• Assist internal and external auditors in their reviews, making them more efficient and enabling the bank to control costs.
• Review loan documentation for completeness and correctness.
• Identify and manage call referrals/joint calls within the bank for other bank-related services for cross selling opportunities.
• Confidentiality is required in all phases of employment.

Desirable Education, Experience & Skills

• Bachelor's degree in a business or finance field required, including specific courses in accounting, finance and real estate.
• Good verbal communication skills as evidenced by the ability to interact both face-to-face and over the telephone with examiners, consultants, auditors, customers and co-workers. Demonstrated ability to use tact, diplomacy, and a "professional" personal appearance, when dealing with examiners, consultants, auditors, customers and co-workers.
• Ability to manage multiple tasks simultaneously and meet deadlines.
• Analytical, organizational, and problem-solving ability. High attention to detail and proof reading and editing skills.
• Good written communication skills. Working knowledge of various word processing and spreadsheet software.

We are an Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities.