Credit Review Officer Sr - Huntington National Bank
Cleveland, OH
About the Job
Description
Summary:
The Credit Review Officer Sr- Consumer is responsible for evaluating the credit risk embedded in Bank assets. The candidate will possess a detailed working knowledge of the methodologies and techniques for performing credit risk review engagements and continuous monitoring activities associated with a strong independent credit review function.
Duties and Responsibilities:
+ Reviewing, analyzing, and assessing individual loans to determine (a) the comprehensiveness, quality, and sufficiency of loan origination and credit action underwriting packages, (b) confirming that customer profiles are consistent with business segment(s) credit risk appetite, front end guidance, and/or preferred client profile, (c) analyze data for proper rank order of risk.
+ Effectively communicate and interface with Credit Review colleagues, business segment and credit support constituent colleagues. and other Risk Management colleagues.
+ Review and assess multiple specialized lending portfolios and large and complex loan relationships
+ Independently lead the review of its credit portfolios and credit processes and write a report of findings.
+ Provide HBI senior management with a periodic formal report regarding business unit(s) and the quality of the portfolio(s) in terms of the adequacy of portfolio and loan monitoring and management practices, potential emerging risks, notable asset quality directional trends, and an assessment of overall credit risk management practices.
+ Mentor, train, and oversee other Credit Review colleagues to insure individual obligor file review observations are comprehensive and accurate.
+ Responsible for the development of various management and board level committee materials and related coordination.
+ Assists in the development of credit review professionals, responsible for identifying and facilitating SME-based training.
+ Develops and maintains working relationships with bank management, regulatory agencies, and the broader credit review team in order to effectively and efficiently execute review responsibilities.
+ Provides senior management with information regarding the identification, measurement and management of credit risk for assigned business units.
+ Represents Credit Review in credit quality, segment risk, and related meetings with business segments.
+ Manages multiple engagements/projects simultaneously.
+ Perform other duties as assigned.
Basic Qualifications:
+ Bachelor’s degree in Accounting, Finance, Economics, or Business.
+ 10+ years of experience in Consumer Credit Risk Review, Bank Credit Audit, Risk Management, Underwriting and Credit/Statistical analysis.
Preferred Qualifications:
+ Working knowledgeable of credit risk management, credit related process and control frameworks.
+ Project management skills, ability to deliver high quality results while meet deadlines, department and personal goals.
+ Working knowledge of MS Access, Excel, Word and credit/statistical analysis tools
+ Certification/Advanced Degree or demonstrated progress toward (i.e. MBA, CPA, Financial Risk Manager)
+ Technical accounting (GAAP) or financial statement analysis knowledge
+ Conflict management experience
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Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Workplace Type:
Hybrid
Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position
Summary:
The Credit Review Officer Sr- Consumer is responsible for evaluating the credit risk embedded in Bank assets. The candidate will possess a detailed working knowledge of the methodologies and techniques for performing credit risk review engagements and continuous monitoring activities associated with a strong independent credit review function.
Duties and Responsibilities:
+ Reviewing, analyzing, and assessing individual loans to determine (a) the comprehensiveness, quality, and sufficiency of loan origination and credit action underwriting packages, (b) confirming that customer profiles are consistent with business segment(s) credit risk appetite, front end guidance, and/or preferred client profile, (c) analyze data for proper rank order of risk.
+ Effectively communicate and interface with Credit Review colleagues, business segment and credit support constituent colleagues. and other Risk Management colleagues.
+ Review and assess multiple specialized lending portfolios and large and complex loan relationships
+ Independently lead the review of its credit portfolios and credit processes and write a report of findings.
+ Provide HBI senior management with a periodic formal report regarding business unit(s) and the quality of the portfolio(s) in terms of the adequacy of portfolio and loan monitoring and management practices, potential emerging risks, notable asset quality directional trends, and an assessment of overall credit risk management practices.
+ Mentor, train, and oversee other Credit Review colleagues to insure individual obligor file review observations are comprehensive and accurate.
+ Responsible for the development of various management and board level committee materials and related coordination.
+ Assists in the development of credit review professionals, responsible for identifying and facilitating SME-based training.
+ Develops and maintains working relationships with bank management, regulatory agencies, and the broader credit review team in order to effectively and efficiently execute review responsibilities.
+ Provides senior management with information regarding the identification, measurement and management of credit risk for assigned business units.
+ Represents Credit Review in credit quality, segment risk, and related meetings with business segments.
+ Manages multiple engagements/projects simultaneously.
+ Perform other duties as assigned.
Basic Qualifications:
+ Bachelor’s degree in Accounting, Finance, Economics, or Business.
+ 10+ years of experience in Consumer Credit Risk Review, Bank Credit Audit, Risk Management, Underwriting and Credit/Statistical analysis.
Preferred Qualifications:
+ Working knowledgeable of credit risk management, credit related process and control frameworks.
+ Project management skills, ability to deliver high quality results while meet deadlines, department and personal goals.
+ Working knowledge of MS Access, Excel, Word and credit/statistical analysis tools
+ Certification/Advanced Degree or demonstrated progress toward (i.e. MBA, CPA, Financial Risk Manager)
+ Technical accounting (GAAP) or financial statement analysis knowledge
+ Conflict management experience
#LI-HYBRID
#LI-MK2
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Workplace Type:
Hybrid
Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position
Source : Huntington National Bank