Fleet Credit Analyst II - Commercial Vehicle Lending - GM Financial

Why GM Financial?

GM Financial promotes an inclusive Culture to Win that is centered around leading with core values, empowering team members, and accomplishing strategic priorities while supporting our community and earning customers for life. We invite YOU to join an innovative team of trend-setters in the automotive finance industry.

Commercial Vehicle Lending

Fleet Solutions, Fleet Credit, Small Business Credit, Compliance, Systems Integration Field and Inside Sales

Our CVL team works together to find ways to grow GMF’s fleet and commercial business by working closely with our internal teams, GM Envolve and customers.  We offer business-centric products and services that set our dealer partners and business customers up for success.  We have a diverse team with varying levels of experience and welcome new team members who are excited to learn all aspects of our business. Our customers count on us daily; therefore we take our mission seriously. We believe it all comes down to adding value, cultivating relationships, and earning trust. That’s why GM Financial needs passionate, innovative, and spirited team members just like YOU.

This position will be located in Arlington, Texas and following a hybrid work model. Hybrid (Combination of work from home and in-assigned office location)

About the role:

you as the Fleet Credit Analyst II - CVL will complete financial analysis and prepares credit proposals for new and existing commercial customers. You will provide appropriate recommendations and supporting documentations to mitigate risk. Duties will include daily interaction with dealership personnel, commercial customer, and Sales Team to determine financing needs and to obtain necessary financial information.

In this role you will:

• Accurately analyze financial statements of commercial borrowers, assign accurate risk ratings and provide appropriate recommendations to mitigate risk
• Interface with dealership personnel, customers and Sales Team to obtain data to complete financial analysis and ensure customer expectations are managed while meeting outlined service level agreements for credit decisioning
• Prepare accurate and concise line of credit, bailment and chassis financing proposals
• Effectively manage Line of Credit annual renewals with emphasis on retention
• Actively participate in department meetings and one on one meetings with management
• Mentor Fleet Credit Analysts and Fleet Credit Specialists
• Perform other duties as assigned
• Conform with all company policies and procedures

What makes you a dream candidate?

• Extensive knowledge of accounting, financial statement analysis, and cash flow
• Understanding of commercial lending with emphasis in captive automotive dealership financing preferred
• Knowledge of dealership, fleet/commercial and indirect auto finance industry operations preferred
• Knowledge of Salesforce.com preferred
• Deadline oriented
• Excellent customer service, analytical skills, oral/written communication and interpersonal skills
• Thorough knowledge of the credit decision process and documentation involved
• Proficiency in MS Word and Excel applications

Experience

• Bachelor’s Degree ​Accounting, Finance or related field or equivalent work experience required
• 5-7 years directly related commercial underwriting and automotive commercial vehicle lending environment experience preferred

What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.
Our Culture: Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.
Compensation: Competitive pay and bonus eligibility
Work Life Balance: Flexible hybrid work environment, 2-days a week in office

#LI-JE1
#LI-hybrid