LaserPro Operator - Farmers-Merchants Bank and Trust Co

Job Title: LaserPro Operator

Supervisor: Loan Operations Manager

Location: Main Office/Operations Center

Work Schedule: Monday to Friday

Job Type: Full-Time 40 hours

Summary of position:

The job of a LaserPro Operator includes all facets of providing loan documentation support for loan officers while relieving the officer of routine, often highly confidential and sensitive administrative tasks.

Summary of Primary Responsibilities:

• Coordinate information and closings with loan officer, closing agents, attorneys and borrowers
• Conducts post-closing reviews for accuracy and completeness
• Ensures loans are closed and funded in accordance with the loan approval and to ensure that all supporting loan documentation is in the file and properly executed
• Create loan exceptions for post-closing documents, along with clear exceptions when post-closing documents are received
• Processing of paid out and renewed loans by pulling promissory notes, marking these paid or renewed, and having them scanned for paid out/renewal history
• Review of daily loan maintenance for accuracy
• Working through the E-Oscar program to settle credit disputes
• Process mortgage and UCC tracking by creating ticklers to track these for Mortgage Re-inscriptions and UCC continuations
• Process Mortgage Re-inscriptions and UCC Continuations
• Process Mortgage Cancellations and partial mortgage releases
• Support a quality partnership with Lending and Branch personnel to deliver superior customer service
• Prepare loan documents utilizing the LaserPro doc prep software system.

• Work with lenders to acquire complete and accurate information for preparing loan documents.

• Work with third party providers (i.e. attorneys, etc.)

• Knowledge of bank loan policy, procedure and loan regulations to assure loan request from lender meets the guidelines as set forth by the bank and the regulators.

• Prepare various general ledger tickets, loan tickets and process online general ledger transactions.

• Verify loan input on loans to assure accuracy.

• Balance various general ledger accounts. (Letter of Credit GL)

• Check documents for proper vesting, legal descriptions, closing dates and signatures. Work and communicate discrepancies in documentation with the loan officer and/or attorney/title company. Work closely with the loan officer to obtain missing documentation.
• Coordinate and communicate with loan officers, attorneys, title companies, insurance companies and other third parties to ensure the loan is properly documented.
• Board/upload/book the loan to the core system & and track missing items to ensure the loan file is complete and our lien is perfected.
• Perform other duties as assigned.

• Prepare loan documents on LaserPro, Excel, and Microsoft Word systems.
• Assist loan associates with closings.
• Perform general administrative functions for department including filing, scanning, maintaining computer files and spreadsheets.
• Work independently on special projects and complete other tasks as assigned by management.

General Education & Experience Requirements:

• High School Diploma or equivalent
• Bachelor's Degree in a business-related field preferred
• Knowledge of Real Estate and loan documentation strongly preferred
• 2+ years of Loan Operations experience preferred

• Mortgage, FNMA, USDA, Commercial, and Consumer Loans documentation preferred

• 5+ years of commercial processing experience. LaserPro software experience preferred
• Familiar with lending related regulatory compliance preferred
• Knowledge of general ledger entries preferred
• Must be able to type a minimum of 40+ words per minute
• Must have the ability to work well under pressure and effectively multi-task in a deadline driven environment
• 1+ years of loan documentation preparation required

• 1 year of general banking experience, legal experience, relatable coursework, or equivalent required

Skills Requirements:

• Excellent communication and interpersonal skills
• Strong computer skills, including proficiency with Microsoft Word and Excel
• Ability to meet deadlines & strong organizational skills

Supervisory Responsibilities:

• No supervisory responsibility

Physical Demands:

• Standing
• Sitting
• Talking
• Hearing
• Repetitive Motions

Working Conditions:

• Office environment

Physical Strength:

• Light Work