Loan Specialist - RP Pro Services

RP Professional Services, LLC (RP) is a rapidly growing government consulting firm headquartered in Ashburn, Virginia. We’re an 8(a), Service-Disabled Veteran-Owned Small Business (SDVOSB) that exclusively enables the missions of U.S. Federal agencies through superior mission support and technology integration. Our dedication to our employees and clients is driven by our promise to deliver Excellence, Value, and Flexibility. "People, not just Resources" is more than our motto; it's the foundation on which we are built! At RP, we take pride in who we are and what we deliver.


RP Pro Services is seeking a highly qualified Loan Specialist to support a federal agency. The ideal candidates will possess strong organizational skills and excel in written and verbal communication. You will be detail-oriented and a strong team player with practical knowledge of loan administration and related documentation such as financial statements and credit instruments. Also important is the proven ability to provide financial analysis and extensive document preparation.


Your Responsibilities:



+ You’ll perform a variety of tasks depending upon the division to which you are assigned including processing, origination, servicing, guaranty purchasing, and/or liquidating; but the majority of the time (not less than 60%) is spent on loans which are considered to be more "complex" or problematic because of specific conditions or of their nature





+ You’ll review the assigned loan file to become acquainted with the characteristic requirements, collateral, and terms of the loan



+ You’ll review and analyze requests from direct borrowers or requests from participant lenders about servicing, liquidating, or purchasing loans depending upon the division to which you are assigned



+ You’ll independently determine what data is needed to analyze/evaluate the request. Analyze these requests in terms of the financial condition of the borrowers and the effect and implication they have on the interest of the agency if they are approved make independent recommendations on these requests to the supervisor/team leader.



+ You’ll analyze financial statements (using cash flow projections and ratio analysis) as necessary to detect trends in the financial condition of the business and to initiate appropriate corrective actions



+ You’ll provide extensive servicing, purchasing, or liquidation of the more complex delinquent loans or potentially delinquent loans. Analyze the underlying problems and causes of delinquency and develop the solutions to protect the interest of the Agency and the survival of the small business



+ You’ll conduct interviews with borrowers and lenders and counsel them on the Agency’s practices. Assess borrower's or lender's need for assistance from other sources and counsel accordingly



+ You’ll participate in the training of new personnel in loan servicing or purchasing or liquidation work; explaining procedures, techniques, and policy. Work closely with new personnel to acquaint them with the functions of the division



+ You’ll maintain up-to-date entries in all appropriate required systems (LLTS, GPTS, DLCS HATS, and Master Trak) to ensure the integrity of the data and center efficiency



+ You’ll conduct research necessary to assist lenders in answering inquiries regarding recently submitted actions or inquiries



+ You’ll review and associate trailing documents with their respective loan files or transfer files/documents to the appropriate office



+ You’ll analyze and make recommendations on transaction requests by existing Agency SOPs or guidelines



+ You’ll utilize various software programs to perform daily tasks including Microsoft Word, Excel, Access, and Outlook. Also, utilize software programs such as Qterm and Guaranty Purchase Tracking System (GPTS) to input or research information



+ You’ll perform other loan processing, servicing, purchasing, liquidation, or other duties



+ Other duties as assigned




Requirements


Required Qualifications:




+ Bachelor's degree or higher from an accredited institution. Additional experience may be considered in lieu of the educational requirements.



+ 3+ years of experience



+ Experience with liquidation, bankruptcy, and foreclosure



+ Experience in loan administration and related documentation such as financial statements and credit instruments.



+ The ability to work for any US employer without requiring sponsorship




Preferred Qualifications:



+ Skilled in oral and written communication to extract needed information



Benefits




+ Health Benefits: Medical, Vision, Dental



+ 4% retirement match with 100% vesting



+ Company paid STD and LTD



+ Company paid basic life insurance



+ Competitive PTO package




RP Professional Services, LLC provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.


This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.