Property Claims Examiner - Safety Insurance Company

Safety Insurance has become one of the leading property and casualty insurance providers in Massachusetts mainly because of our unwavering commitment ...

Responsible for the fair and accurate disposition of homeowner claims by determining coverage, applying policy terms and conditions, determining damages, and negotiating settlements

Duties

Screens new losses according to projected cost of the loss, the complexity of the claim, and other predetermined criteria to determine if the claim will be handled over the telephone or assigned to an independent adjuster

Investigates and settles claims

for claims handled over the telephone:

sets up claims

determines the likely cause of loss and damages

monitors the submission of supporting claim information from vendors, experts, and attorneys

reviews the policy to determine coverage and issues denials when appropriate

negotiates settlement of the claim

issues claim settlement checks

negotiates and settles adverse subrogation

coordinates disposal of salvage

for claims handled by independent adjusters:

sets up claims and makes assignments to independent adjusters

reviews independent adjusters reports and estimates for accuracy

monitors the use of vendors, experts, and attorneys

issues denials when appropriate

issues claim settlement checks

negotiates and settles adverse subrogation

coordinates disposal of salvage

Maintains current diary on all claims

Performs other activities as directed

Qualifications

College degree or commensurate insurance experience required

1+ years of insurance experience required

Experience using an automated claims system required