Retail Branch Manager - Envoy Mortgage
Montgomery, AL 36043
About the Job
As a Branch Manager with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- more loans, less hassle.
By listening to our employees and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry.
Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
The Branch Manager 's primary job functions are to manage and develop a branch by building a team of successful originators and support staff while also developing personal production.
Come join us, and be part of a team where your success, is our success!
PRINCIPAL FUNCTIONAL RESPONSIBILITIES:
* Actively recruit and hire successful candidates for Originator roles
* Supervise and mentor Originators in the Branch
* Supervise and mentor processors and support staff within a branch
* Manage Branch revenue and expenses to meet the Company's objectives
* Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources
* Procure new loan applications that result in funded loans
* Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures. This must be done in coordination with processing as well as underwriting
* Adhere to all Envoy standards, including, but not limited to production minimums and customer service
* Educate borrowers on current offerings and programs for which they qualify
* Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
* Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
* Present complete and accurate files to the Processor
* Coordinate the flow of information to all concerned parties
* Prospect for new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients
* Stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
* Maintain contact with past clients to promote Envoy's products
* Ensure all marketing is performed in a manner that is compliant
* Ensure maintenance of a current license to perform Loan Originator duties within their assigned branch
* Comply with local, state and federal laws regarding position
* Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
* Any additional duties that may be assigned by the Divisional Vice President
MINIMUM QUALIFICATIONS:
* Must hold State NMLS or obtain applicable State license within 60 days of employment or employment will be terminated
* Bachelor Degree or higher preferred
* One to three years related Branch Management experience
* Demonstrated proficiency in management/motivation of employees
* Commitment to high standards and adherence to company policy
* Strong organizational, problem solving and analytical skills
* Ability to manage priorities and workflow
* Proven leadership skills
* Ability to make timely and sound decisions
* Creative, flexible and a team player
* Ability to communicate professionally and effectively in person/phone
* Satisfactorily pass background and credit check
PHYSICAL REQUIREMENTS:
* Light office demands as well as ability to lift 25 pounds during course of business
* Traditional office environment with lengths of time sitting, standing, computer screen viewing and keyboard operation during the workday
* The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled
Source : Envoy Mortgage