Associate, Commercial Credit Portfolio at Hyundai Capital America
Plano, TX 75086
About the Job
Description
Who We Are: Through our service brands Hyundai Motor Finance, Genesis Finance*, and Kia Motors Finance, we provide financial products tailored to meet the needs of Hyundai, Genesis, and Kia dealerships nationwide, including dealer inventory and facility financing. And, through these dealerships, we provide indirect vehicle financing and leasing solutions to over 1.7 million retail customers.
Employee Value Prop and Culture: Our employees contribute every day to a culture that is fast-paced, dynamic, energized, agile, and collaborative.
From our various engagement programs to the unique design of our offices, we strive to foster a connected, fun, positive and rewarding company culture where employees feel appreciated for their contributions, proud of their company, and thrive to be passionately invested in HCA's success.
Global One Company:
Many countries. One identity. Hyundai Capital has offices across the world, including China, Canada, the United Kingdom, Germany, Russia, Brazil and Korea. Our work environments are designed with specific themes in mind to achieve a consistent global identity that reflects our values: light, collaboration, elements of nature and symmetry.
General Summary:
This position is required to operate as a self-contained credit unit within the Commercial Credit Department. The associate will perform and coordinate comprehensive credit, collateral and economic reviews of all financing proposals and exercises decision-making responsibility for coordinating the proper documenting of transactions. The associate will have to clock in and out on a daily basis.
Duties and Responsibilities:
1. Complete periodic reviews in the required scheduled formats; CCAP, Risk Based Review or Automated Review.
2. Complete assigned Dealer Monthly Reviews with recommendations to minimize the number of Watch List dealers.
3. Complete applicable tasks on the liquidation checklist after floorplan payoffs.
4. Review overline/aging and interface with Sales to determine causal factors and obtain plan to reduce.
5. Review floorplan insurance policies for proper coverage & compliance.
6. Collect on excessive audit exceptions (SIV/FIV), principal & interest payments (10th business day of month) and curtailments (last business day of the month). Monitor and follow-up on reported duplicate financed vehicles.
7. Participate in any other assigned duties as requested including processing new requests as needed.
Knowledge and Skills:
• This position will require the development of credit and financial skills in an analytically challenging environment.
• Good time management, prioritization skills, and high attention to detail.
• Proficient in Word, Excel and Outlook.
• Strong written and verbal communication skills
• Possess a high level of subject matter expertise in all areas supported.
• Team oriented, strong interpersonal skills
• Must be able to multitask
Qualifications
• 2 years of automotive finance credit analysis experience required. Knowledge of financial statements preferred
• College Degree in Business or related field
Physical Requirements and Working Condition:
Employees in this class are subject to extended periods of sitting, standing and walking, vision to monitor and moderate noise levels. Work is performed in an office environment.
California Privacy Notice
This notice only applies to our applicants who reside in the State of California.
The latest version of our Privacy Policy can be found here. This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information.We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 ("CCPA").
If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com.PandoLogic. , Location: Plano, TX - 75023 , PL: 594644416
Who We Are: Through our service brands Hyundai Motor Finance, Genesis Finance*, and Kia Motors Finance, we provide financial products tailored to meet the needs of Hyundai, Genesis, and Kia dealerships nationwide, including dealer inventory and facility financing. And, through these dealerships, we provide indirect vehicle financing and leasing solutions to over 1.7 million retail customers.
Employee Value Prop and Culture: Our employees contribute every day to a culture that is fast-paced, dynamic, energized, agile, and collaborative.
From our various engagement programs to the unique design of our offices, we strive to foster a connected, fun, positive and rewarding company culture where employees feel appreciated for their contributions, proud of their company, and thrive to be passionately invested in HCA's success.
Global One Company:
Many countries. One identity. Hyundai Capital has offices across the world, including China, Canada, the United Kingdom, Germany, Russia, Brazil and Korea. Our work environments are designed with specific themes in mind to achieve a consistent global identity that reflects our values: light, collaboration, elements of nature and symmetry.
General Summary:
This position is required to operate as a self-contained credit unit within the Commercial Credit Department. The associate will perform and coordinate comprehensive credit, collateral and economic reviews of all financing proposals and exercises decision-making responsibility for coordinating the proper documenting of transactions. The associate will have to clock in and out on a daily basis.
Duties and Responsibilities:
1. Complete periodic reviews in the required scheduled formats; CCAP, Risk Based Review or Automated Review.
2. Complete assigned Dealer Monthly Reviews with recommendations to minimize the number of Watch List dealers.
3. Complete applicable tasks on the liquidation checklist after floorplan payoffs.
4. Review overline/aging and interface with Sales to determine causal factors and obtain plan to reduce.
5. Review floorplan insurance policies for proper coverage & compliance.
6. Collect on excessive audit exceptions (SIV/FIV), principal & interest payments (10th business day of month) and curtailments (last business day of the month). Monitor and follow-up on reported duplicate financed vehicles.
7. Participate in any other assigned duties as requested including processing new requests as needed.
Knowledge and Skills:
• This position will require the development of credit and financial skills in an analytically challenging environment.
• Good time management, prioritization skills, and high attention to detail.
• Proficient in Word, Excel and Outlook.
• Strong written and verbal communication skills
• Possess a high level of subject matter expertise in all areas supported.
• Team oriented, strong interpersonal skills
• Must be able to multitask
Qualifications
• 2 years of automotive finance credit analysis experience required. Knowledge of financial statements preferred
• College Degree in Business or related field
Physical Requirements and Working Condition:
Employees in this class are subject to extended periods of sitting, standing and walking, vision to monitor and moderate noise levels. Work is performed in an office environment.
California Privacy Notice
This notice only applies to our applicants who reside in the State of California.
The latest version of our Privacy Policy can be found here. This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information.We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 ("CCPA").
If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com.PandoLogic. , Location: Plano, TX - 75023 , PL: 594644416
