AVP Branch Manager (Mortgage) at Wintrust Financial
Wilmette, IL 60091
About the Job
Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we’re dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $50 billion in assets.
Why join us?
- An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)
- Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
- Family-friendly work hours
- With 175+ community bank locations, we offer opportunities to grow and develop in your career
- Promote from within culture
As the Branch Manager, primary responsibilities include:
- Leading a professional sales team in today’s ever evolving mortgage lending environment.
- Motivating his/her team to reach production goals.
- Helping loan originators structure loans to best suit the needs of our borrowers/clients.
- Effectively market Wintrust Mortgage in the local community you serve.
- Ensure that the branch follows all compliance and regulatory guidelines.
- Train new hires so they follow all processes and procedures of Wintrust Mortgage.
- Manage to corporate directives.
- Use interpersonal and communication skills to generate referral business, leads and relationships with individuals, existing clients, past clients and Real Estate professionals.
- Participate in training for marketing, sales, and scenario techniques to effectively sell, package and close consumer mortgages.
- Take thorough and complete loan applications; analyze and prequalify applicant information to determine viability of the client’s desired loan program.
- Pull and analyze credit and compare for accuracy with the borrower’s statements.
- Provide guidance and information relevant to the risks and benefits of each program the applicant is qualified for.
- Effectively communicate the terms of each product and ensure all documents necessary are signed by the borrower.
- Provide the loan package to the loan processor for review. Work with the loan processor to provide any additional documentation as necessary and required by underwriting to clear conditions and close the loan.
- Recruiting of Loan Officers.
- Management of personal and team loan pipelines.
Job Requirements:
- High School or equivalent degree.
- Must meet all NMLS requirements.
- Must have superior interpersonal, organizational, communication (both written and oral), and telephone etiquette skills.
- Must be a self starter, motivated, energetic, with excellent time-management skills.
- Minimum of 5 years mortgage banking experience.
- Minimum of 2 years experience with successful recruiting.
We provide an engaging, dynamic work environment, an excellent compensation package including 401k, employee stock purchase plan, medical/dental, life insurance and more!
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago’s Bank® and Wisconsin's Bank®, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.