AVP, Disclosure Manager at Wintrust Financial

Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we’re dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $50 billion in assets.

Why join us?

• An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 10 years) and Employee Recommended award by the Globe & Mail (past 6 years)
• Competitive pay and discretionary or incentive bonus eligible
• Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
• Family-friendly work hours
• With 175+ community bank locations, we offer opportunities to grow and develop in your career
• Promote from within culture

Why join this team?

• We have a culture that encourages an entrepreneurial spirit
• We offer multiple opportunities for development and upward mobility

Job Description Summary

The AVP Disclosure Manager is responsible for the funding department’s workflow, function and ensuring that loans are set up properly withing required timelines, as well as the day-to-day supervision of the six roles of the various Disclosure Specialists. This includes the following roles: initial disclosures, initial audit scrubs, change of circumstance, initial closing disclosures, post consummation scrubs, post consummation closing disclosures. The AVP Disclosure Manager is expected to be well versed on TRID regulations and compliance rules. They will be responsible for compliance and quality control audit responses. They must have extensive knowledge of fee mapping and ensure that all documents and disclosures are included and that the files are compliant with regulatory requirements. The AVP Disclosure Manager will report directly to the Senior Vice-President, Operations Strategic Initiatives.

What You’ll Do

• Manages disclosure team to ensure loans are disclosed and documented within regulatory requirements and that the standards for completeness, accuracy and compliance are met. This includes initial, CCR, ICD and PCCDS along with audit scrubs.
• Manages responses to internal and external audits and SOX controls.  Updates procedures as required. Maintains a quarterly review of the fee matrix and ensures any fee changes are approved through compliance.
• Monitor the pipeline to ensure timing requirements are met, managing adherence to targeted turn time requirements.
• Originate test disclosure documentation for new product roll outs.   

Knowledge/Skills/Background/Experience

• 5+ years of relevant experience

• High School Degree or equivalent

• Experience with Disclosure, RESPA, Closing, Compliance, Quality Control

Benefits

Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago’s Bank® and Wisconsin's Bank®, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.