Claims Property Adjuster at AAA Missouri

As a member of our Property Field Claims Team, you will play a vital role in proving an outstanding experience for our members by using your investigative, negotiation and communication skills to help members through the claim process and recover from the unexpected. 

This role requires a self-starter, customer focused person that possesses excellent time-management skills and enjoys working independently. This position comes with a laptop and company vehicle.

We offer competitive benefits and pay with the potential for an annual financial award based on both individual and enterprise performance.  We value our employees and prioritize manageable workloads for our Field Adjusters to help achieve work-life balance.  Our employees have an opportunity to participate in volunteer events within the community and engage in a learning culture. We offer programs to assist with tuition reimbursement, professional designations, employee development, wellness initiatives, and more!

Primary Responsibilities:

• Investigate, evaluate and determine coverage onsite to resolve moderate to severe complexity claims; including preparing complete estimates of repair for covered damages. 

• Handle moderate to severe complexity claims assigned with little supervision.

• Work with and may coordinate with several vendor services such as: contractors, emergency repair, plumbers, environmental, housing, cleaning services, engineers and various replacement services.

• Communicate and interact with a variety of individuals including insureds, attorneys, public adjusters and forensic experts. 

• Explain benefits, coverages, and claims process either verbally or in writing.

• Apply knowledge of state and federal laws, statutes and insurance regulations through the claim handling process.

• Maintain accurate and current claim file documentation throughout the claims process.

• Proficient knowledge of Xactimate estimating platform to prepare claims estimates.

• Make recommendations to management for settlement amounts outside of authority limits.

• Identify suspicious losses and recommend referral to SIU where appropriate.

• Serve as a resource for less experienced staff, providing informal coaching as appropriate.

• May be called upon for catastrophe duty.

Qualifications:

Our stellar employees successfully complete all required training in order to provide outstanding customer experience.   This includes successfully completing all applicable licensing exam(s) and background checks required of various states. 

This role might be for you if you have:

• High School Diploma/General Equivalency Diploma

• At least 3 years property claims adjusting experience of moderate to severe complexity that includes writing estimates involving dwelling and other structural damages

• Ability to communicate clearly, professionally and empathetically on every interaction

• Proficient knowledge of Xactimate or similar estimating platform

• Advanced knowledge estimating losses of moderate complexity

• Proficient knowledge of property claims contracts and interpretation of case law

• Demonstrated negotiation, investigation, communication and conflict resolution skills

• Developing knowledge of residential construction

• Proficiency with smartphones and various software applications

• Motivated and accountable to your team, your work and your schedule