Commercial Credit Intern at First Citizens Bank

First Citizens Bank offers an exciting summer internship program that provides development opportunities and hands on work experience while creating a talent pipeline for the Bank. Our interns will apply classroom knowledge in a corporate environment while making a positive impact across the organization and the communities we serve. Come help First Citizens build for the future! 

This position will support the Commercial Underwriting team through analysis, and structuring recommendations for commercial portfolios. Identifies, gathers, and reviews financial information to determine borrower risk ratings and appropriate loan structuring. Assesses and communicates risks within new and existing commercial credits.

Internship dates: 5/28/2025 - 8/01/2025

In this role you will:

• Identify risks through reviews, analysis, and research of new and existing commercial loans.
• Source, compile, and interpret financial data to support structuring and approval of loans. Review industry information and comparisons, key risks and mitigants, and collateral to form a general business overview of the borrower.
• Attend professional development sessions, informational sessions, networking and community service events
• Have a dedicated manager and program manager to help you navigate the bank and the internship program.
• Be assigned a project which will be designed to improve a specific process or solve a problem that will be presented at the close of the internship.
• Prepare a wrap-up presentation to be shared with the division leader and other key stakeholders in the company to outline their accomplishments and experience during the internship.

Required qualifications:

• High School Diploma or GED and 1 year of experience
• Currently enrolled at an accredited collegiate institution (during the time of the summer program)
• Ability to work 40 hours per week during the duration of the program

Preferred qualifications:

• 3.0 minimum GPA
• Strong desire to learn and grow
• Possess a positive attitude, naturally curious and enjoys collaborating with others
• Strong verbal and written communication skills
• Critical thinking skills
• Ability to multitask
• Ability to adapt and adjust priorities based on business needs
• Ability to take direction and absorb information quickly
• Degrees: Finance, Accounting, Business, Marketing, Analytics, Economics

First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: https://jobs.firstcitizens.com/benefits.