Commercial Loan Officer (C&I) - Rockland Trust
Providence, RI 02901
About the Job
We offer an extensive and highly supportive branch network, competitive products and pricing and exceptionally strong local operational support to help you achieve your business development objectives.
- Develops and services a wide variety of secured and unsecured loans or lines of credit, most of which involve large amounts of money and important customers.
- Attend to the needs of customers seeking loans or lines of credit on terms that involve significant amounts of unsecured funds and/or credit secured by mortgages or other collateral.
- Interviews applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk.
- Guides the credit department or junior officers in the development and analysis of financial background data for new or renewed loans.
- Makes decisions on loans and terms within established lending limits, or makes recommendations to a superior.
- Follows current loans and credit lines to ensure complete compliance with terms.
- Gives financial advice and counsel to customers and prospective customers.
- Studies industrial, commercial, and financial situations relating to new or existing businesses.
- Makes recommendations on financial and organization structure, locations, and other matters on which the company may have information.
- Participates with senior officers on larger loans and lines.
- Keeps informed as to the status of loans in the department.
- Calls on potential or existing customers to develop new business and increase or retain existing business.
Required Experience:
Our goal is to offer our colleagues the most generous benefits package possible. We strive to provide colleagues with a comprehensive benefits package and an environment that supports a healthy work-life balance. Benefits include: Competitive compensation with performance incentive awards, Health Insurance, Dental Insurance, a 401K and DC Plan for your retirement, LTD & Life Insurance, Vacation Time, Day Care Reimbursement, Tuition Assistance for graduate and undergraduate programs, an Award Winning Wellness program and much more! |
