Commercial Portfolio Manager - Senior HTF - Huntington National Bank
Bloomfield Hills, MI
About the Job
Description
Summary:
The Senior Commercial Portfolio Manager – Technology Finance underwrites credit exposure for large, complex customer relationships and circumstances and actively manages a portfolio. Responsibilities include day-to-day interaction with assigned Sales Reps, managing portfolio risk, and adhering to all regulatory and compliance guidelines. A critical component of this role is early identification of emerging credit problems and industry trends.
Duties and Responsibilities:
+ Services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles.
+ Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.
+ Underwrites quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, and Regional Credit Officer.
+ Underwrites complex and large credit requests for prospects and clients. Possesses a mastery of client and industry expertise, analyzes company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of prospects and clients. Accountable for risk evaluation and associated regulatory compliance requirements.
+ Provides independent, in-depth analysis of financial statements, projections, and business plans; identifies and mitigates key risks.
+ As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.
+ Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, soft exposure annual reviews, criticized loans, etc.
+ Accountable for and manages assigned portfolio by monitoring performance and trends, identifying issues, and following through for remediation.
+ Responsible for financial statement spreading, risk rating integrity, periodic reviews, annual reviews, compliance, and regulatory review.
+ Maintains an extensive level of knowledge of corporate banking, investment banking, and commercial banking solutions, in addition to market trends and business drivers. Understands and articulates industry trends, patterns in the economy, and the implications thereof, and proactively shares information across the organization.
+ Manages a large portfolio of complex/levered clients and takes a leadership role in activities outside of day-to-day portfolio responsibilities.
+ Mentors Credit Analysts and junior-level Portfolio Managers.
+ Performs other duties as assigned.
Required Qualifications:
+ Bachelor's degree in finance, accounting, or related field.
+ 5+ years of related experience in commercial credit analysis.
Preferred Qualifications:
+ Has successfully held similar role with a Bank-owed equipment finance organization or like experience.
+ Industry or sub-sector expertise.
+ RMA-CRC designation
+ CLFP designation
+ Intermediate proficiency with MS Office applications.
+ Strong interpersonal skills and solid written/verbal communication.
+ Strong attention to detail.
+ Proficiency with Moody’s spreading software.
+ Ability to prioritize workflow and multi-task in a fast-paced environment.
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Workplace Type:
Hybrid
Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position
Summary:
The Senior Commercial Portfolio Manager – Technology Finance underwrites credit exposure for large, complex customer relationships and circumstances and actively manages a portfolio. Responsibilities include day-to-day interaction with assigned Sales Reps, managing portfolio risk, and adhering to all regulatory and compliance guidelines. A critical component of this role is early identification of emerging credit problems and industry trends.
Duties and Responsibilities:
+ Services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles.
+ Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.
+ Underwrites quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, and Regional Credit Officer.
+ Underwrites complex and large credit requests for prospects and clients. Possesses a mastery of client and industry expertise, analyzes company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of prospects and clients. Accountable for risk evaluation and associated regulatory compliance requirements.
+ Provides independent, in-depth analysis of financial statements, projections, and business plans; identifies and mitigates key risks.
+ As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.
+ Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, soft exposure annual reviews, criticized loans, etc.
+ Accountable for and manages assigned portfolio by monitoring performance and trends, identifying issues, and following through for remediation.
+ Responsible for financial statement spreading, risk rating integrity, periodic reviews, annual reviews, compliance, and regulatory review.
+ Maintains an extensive level of knowledge of corporate banking, investment banking, and commercial banking solutions, in addition to market trends and business drivers. Understands and articulates industry trends, patterns in the economy, and the implications thereof, and proactively shares information across the organization.
+ Manages a large portfolio of complex/levered clients and takes a leadership role in activities outside of day-to-day portfolio responsibilities.
+ Mentors Credit Analysts and junior-level Portfolio Managers.
+ Performs other duties as assigned.
Required Qualifications:
+ Bachelor's degree in finance, accounting, or related field.
+ 5+ years of related experience in commercial credit analysis.
Preferred Qualifications:
+ Has successfully held similar role with a Bank-owed equipment finance organization or like experience.
+ Industry or sub-sector expertise.
+ RMA-CRC designation
+ CLFP designation
+ Intermediate proficiency with MS Office applications.
+ Strong interpersonal skills and solid written/verbal communication.
+ Strong attention to detail.
+ Proficiency with Moody’s spreading software.
+ Ability to prioritize workflow and multi-task in a fast-paced environment.
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Workplace Type:
Hybrid
Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position
Source : Huntington National Bank
