Construction Loan Officer / Underwriter - MRINetwork Jobs

Fresno, CA

About the Job

Actively seeking an experienced Construction Loan Officer(Underwriter/Portfolio Manager) to:

Evaluate construction loan requests.
Prepare and recommend credit authorizations.
Analyze and interpret profitability, cash flow, credit reports and financial ratios to determine if they meet guidelines.
Evaluate and verify collateral.
Analyze borrower's competitive and economic sensitivities, general business conditions and management.
Determine borrower credit worthiness/risk factors, and recommend risk mitigation measures.
Prepare credit authorization memorandum (CAM) and recommend credit approval. Includes financial review report and opinion of credit risk.
Prepare problem loan report and comment on current financial status of borrower.
Assist account officers with management of loan portfolios.

3+ years of commercial construction loan underwriting experience
Bachelor’s degree in business, accounting or equivalent training and experience(preferred)
Knowledge of commercial credit products, concepts, processes, and functions
Knowledge of business management and planning tools, including financial statements and ratios, budgets, inventory and accounts receivable turnover
Ability to analyze and interpret financial statements, business reports and legal documents
Knowledge of applicable federal/state banking regulations Effective math skills, including ratios, percentages, interest and amortization
Good judgment and problem solving skills

For further consideration towards this and/or other opportunities please inquire confidentially to mike@scsacramento.com or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.

Source : MRINetwork Jobs

Construction Loan Officer / Underwriter - MRINetwork Jobs

Fresno, CA

About the Job

Popular Job Categories

Popular Job Titles

Popular Job Locations

Popular Companies