Consumer Compliance, BSA/OFAC Officer - Amerant Bank
Coral Gables, FL
About the Job
The Consumer Compliance, BSA/OFAC Officer Plans, executes, and manages consumer, Bank Secrecy Act (BSA), and Office of Foreign Assets Control (OFAC) compliance for Amerant Mortgage. This role will own the policies, procedures, and all aspects of origination and marketing of the lending, BSA, and OFAC compliance program, with a specific focus on Amerant’s growth in mortgage lending as well as operational excellence. This role will collaborate with our product, operations, and marketing to ensure our services, products, and marketing campaigns comply with applicable Federal and State laws/regulations.
Responsibilities:5 or more years of experience in an equivalent role with residential compliance experience, in regulatory compliance at a bank, mortgage lending company or government agency.
Minimum Education and/or Certifications Requirements:
Bachelor’s degree (required) or similar degree in related fields (preferred)
Technical and/or Other Essential Knowledge:
- Highly Organized, Detail Oriented, Process Driven. Proficient with MS Applications.
- Mortgage or related banking industry experience is required
- Strong project-management skills, with a proven ability to coordinate across departments and functions
- Proven ability to draft procedures and evaluate internal controls
- Strong work ethic and hands-on approach
- Ability to address challenging issues while remaining objective and independent
- Ability to build technical processes and work with Products to provide compliance-related requirements
- Demonstrated knowledge and application of consumer protection laws and regulations such as BSA, OFAC, TILA/Regulation Z, ECOA/Regulation B, FCRA, FACTA, FDCPA, SCRA, BSA/AML, EFTA, UDAAP, and GLBA – HMDA a plus
- Experience conducting compliance monitoring and testing
- Proven ability to take a project from start to finish
- Ability to handle several projects at once while staying organized, detail-oriented and diligent
- Strong communication skills – the ability to articulate verbally and in writing, plans, processes, policies, and issues to stakeholders.Ability to thrive in a fast-paced startup environment
- Professional certifications such as Certified Regulatory Compliance Manager (CRCM) a plus
- Ability to manage multiple priorities and meet deadlines.