Corporate Banking - America Syndicated Loan Center AVP - Bank of China

Introduction:

Established in 1912, Bank of China is one of the largest banks in the world, with over $3 trillion in assets and a footprint that spans more than 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business.

Overview:

The Assistant Vice President will assist the VP to manage all aspects of business development for syndication, M&A finance and structured finance with a focus of growing the loan portfolio by conducting customer sessions, understanding the customers’ needs, providing financial advice, developing new products and marketing plans. Follow KYC /BSA /AML and all other compliance activities relating to new and legacy loans.

Responsibilities:

Include but not limited to:

Business Development & Customer Relationship 

• Maintain regular contact with customers and look for opportunities to deliver added value to existing customer relationships.
• Conduct market research and identify new targets to expand network of customer and business partner relationships.
• Provide efficient and professional account management to Bank of China customers and resolve any difficulties/concerns in a timely manner.
• Conduct market research and identify new business opportunities and realize those opportunities into marketing plans.
• Actively participate in business development and community activities that promote the Bank’s visibility and to enhance new business opportunities.
• Structure, supervise and negotiate the term sheet and/or commitment letter within parameters defined by credit decisions with relevant parties.
• Evaluate the effectiveness of new business opportunities and marketing plans.
• Conduct assessment of customer relationships and determine appropriate action if necessary.
• Supervise and develop the quality control process within the function.
• Safeguard customer information and communications.
• Provide instructional leadership and coaching to team.

Credit Risk Analysis

• Conduct due diligence for prospective deals that includes detailed credit analyses, financial and industry analyses, and risk assessments.
• Evaluate credit worthiness of customers.
• Create and send decision notifications.
• Timely preparation of documentation, acquire executed documentation from customer and review for accuracy.
• Verify that the appropriate pricing, loan terms and profitability requirements are achieved.
• Oversee the processing activity in assigned accounts based on customer directives in a timely and accurate manner.
• Review and recommend updates to the departmental policies and procedures.
• Conduct scheduled credit reviews of loans for overall asset quality, including performance against original underwriting expectations.

Portfolio & Post-Lending Management

• Oversee the asset management of the existing portfolio of loans compromising of Syndicated Loans, Merger & Acquisition Finance and Project Loans.
• Ensure the processing and closing of loans in a prompt, accurate and efficient manner.
• Assist with administrative duties such as account setup, internal reports, drawdown management, post lending monitoring as needed.
• Monitor matured/maturing loans/credit lines and coordinate appropriate renewal.

Risk & Compliance Management

• Ensure all departmental and loan activities are in compliance with all applicable federal laws, and regulations such as Anti-Money Laundering (AML), Bank Secrecy Act (BSA), KYC and others. Report any unusual activities to QCU team.
• Understand and comply with bank policies, procedures and regulatory requirements.
• Keep abreast of industry trends and understand regulatory requirements.
• Assist with audits in providing requested supporting documentations in a timely manner.

Qualifications:

• Bachelor’s degree with major in business, financial, accounting or economics is required. A master degree preferred.
• 4 years of work experience in Syndication or Structured finance.
• Passion for syndication field, self-starter, high-energy level, dependable, detail-oriented but mindful of the big picture, multi-tasker, performs under time pressure, problem solver, takes ownership of work product and has a well-reasoned view.
• Absorbs multiple data points and makes decisions with conviction. Team player.
• Knowledge of corporate finance and financial statements.
• Formal Credit Training in other bank and specialty in corporate lending, loan portfolio management Knowledge.
• Excellent communication skills in verbal and writing is a must, bilingual ability in Mandarin is highly preferred.

Pay Range

Actual salary is commensurate with candidate’s relevant years of experience, skillset, education and other qualifications.

:USD $65,000.00 - USD $150,000.00 /Yr.