Corporate Banking PM I - Citizens

Description


The Portfolio Manager I is responsible for proactive credit and risk administration of assigned portfolio accounts in our Commercial Banking Midcorp vertical.



Primary responsibilities include:





+ Underwriting credit opportunities to both new and existing clients, and ongoing portfolio management of same



+ Ideal candidate would have experience in the underwiring of transactions as a lead-left agent



+ Quality analysis and risk identification



+ Ability to proactively recommend structures and implement action plans



+ Strong technical capabilities to maintain accurate risk ratings



+ Maintenance of financial reporting and covenant compliance tracking database



+ Ability to independently prepare and present new transactions for approval and existing portfolio transactions at periodic portfolio review meetings



+ Versed in legal documentation and ability to negotiate and close loans



+ Regular client interaction to support and complement Relationship Manager both for new credit and ongoing servicing and problem resolution



+ This is a senior position and as such individual must have demonstrated ability to manage complex credits and situations, willingness to support less experienced Portfolio Managers and Analysts, and partake in special projects as needed





Qualifications



Required Skills/Experience:





+ 5+ years relevant Commercial Banking experience required



+ Experience in the Banking industry preferred with specific experience working with Insurance Carriers & Insurance Service entities



+ Competency in financial analysis and credit structuring



+ Understanding and applying credit policy, and credit monitoring and risk administration practices



+ Expected to have advanced level of credit experience, including legal documentation, and negotiating credit structures both internally and externally



+ Excellent verbal, communication, interpersonal and organizational skills required



+ Ability to multi-task and function under pressure



+ Proficient in PC applications, including excel based projection modeling






Education, Certification, and/or Other Professional Credentials:





+ Bachelor’s Degree required





Hours & Work Schedule

Hours per Week: 40

Work Schedule: Monday - Friday



Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.



Equal Employment Opportunity


At Citizens, we are committed to fostering an inclusive culture that enables colleagues to bring their best selves to work every day. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.


Equal Employment and Opportunity Employer


Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.


Why Work for Us

At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth







Background Check



Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.