Credit Analyst I CRE - City National Bank
Irvine, CA
About the Job
CREDIT ANALYST I CRE - _California, 3 days a week in office: Irvine, La Jolla, Los Angeles, or Roseville, CA.,_
WHAT IS THE OPPORTUNITY?
The Credit Analyst provides Credit Officers in the Commercial Real Estate Credit Products Team with analytical support relating to origination and portfolio management of real estate credits.
What you will do
+ Assist in monitoring, analysis, and evaluation of operating statements, rent rolls, market reports, and other quantitative and qualitative assessments as part of on-going portfolio management of the bank’s CRE loan portfolio. Assist in preparing credit memorandums and approvals to process annual credit reviews, asset reviews, and risk rating reviews.
+ Monitor and review borrower and property financial reports and work with credit officers and relationship managers to obtain necessary information to ensure that reporting requirements are met.
+ As needed, may assist in preparation of credit analysis and write-ups of new and renewed commercial real estate loan requests and provide the necessary documentation and financial facts for Credit Officers/Relationship Managers to evaluate and determine appropriate credit structure and terms for potential borrowers and loan modifications. Prepare summary documenting factual analysis and supporting information for credit decision recommendations.
+ As needed, provide on-going analytical support to the Commercial Real Estate Credit Products organization to ensure timely completion of required loan reporting, management, and closing deadlines.
Must-Have*
+ H.S. Diploma
+ Minimum 1 year of credit analysis or equivalent financial analysis experience required.
+ Minimum 1 year of experience in a banking or financial services environment required.
Skills and Knowledge
+ Bachelor’s degree in finance, Accounting, Business or related field preferred and/or a minimum of 1 to 3 years of experience in credit and/or financial analysis.
+ Working knowledge of credit, accounting, and financial statement analysis; familiarity with local and national commercial real estate market trends. Prior experience in banking or commercial real estate investments a plus.
+ Excellent organizational and analytical skills.
+ Good verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loans and loan treatments.
Compensation
Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*To be considered for this position you must meet at least these basic qualifications
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/10/cbedd856-c2fc-491b-a625-3ab7a0fd9a65.pdf) .
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.'
ABOUT CITY NATIONAL
We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies.
WHAT IS THE OPPORTUNITY?
The Credit Analyst provides Credit Officers in the Commercial Real Estate Credit Products Team with analytical support relating to origination and portfolio management of real estate credits.
What you will do
+ Assist in monitoring, analysis, and evaluation of operating statements, rent rolls, market reports, and other quantitative and qualitative assessments as part of on-going portfolio management of the bank’s CRE loan portfolio. Assist in preparing credit memorandums and approvals to process annual credit reviews, asset reviews, and risk rating reviews.
+ Monitor and review borrower and property financial reports and work with credit officers and relationship managers to obtain necessary information to ensure that reporting requirements are met.
+ As needed, may assist in preparation of credit analysis and write-ups of new and renewed commercial real estate loan requests and provide the necessary documentation and financial facts for Credit Officers/Relationship Managers to evaluate and determine appropriate credit structure and terms for potential borrowers and loan modifications. Prepare summary documenting factual analysis and supporting information for credit decision recommendations.
+ As needed, provide on-going analytical support to the Commercial Real Estate Credit Products organization to ensure timely completion of required loan reporting, management, and closing deadlines.
Must-Have*
+ H.S. Diploma
+ Minimum 1 year of credit analysis or equivalent financial analysis experience required.
+ Minimum 1 year of experience in a banking or financial services environment required.
Skills and Knowledge
+ Bachelor’s degree in finance, Accounting, Business or related field preferred and/or a minimum of 1 to 3 years of experience in credit and/or financial analysis.
+ Working knowledge of credit, accounting, and financial statement analysis; familiarity with local and national commercial real estate market trends. Prior experience in banking or commercial real estate investments a plus.
+ Excellent organizational and analytical skills.
+ Good verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loans and loan treatments.
Compensation
Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*To be considered for this position you must meet at least these basic qualifications
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/10/cbedd856-c2fc-491b-a625-3ab7a0fd9a65.pdf) .
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.'
ABOUT CITY NATIONAL
We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies.
Source : City National Bank