Credit Analyst Intern - First Business Financial Services Inc

At the heart of First Business Bank, we believe success comes down to putting people first. Our people are our priority — they embody ambition, experience, and client focus. The result is extremely engaged employees who provide unmatched client satisfaction. With comprehensive total rewards to support our team members, a commitment to valuing each other’s differences, and a focus on improving our communities, we are confident you’ll find the experience is your advantage. We’re delighted you’re considering joining us

As an intern with First Business Bank, you will gain valuable work experience in a professional environment, leveraging your prior experience, education, and involvement.  Our interns play an essential role in the departments they are part of, working on important responsibilities, special projects, and networking with our teams. 

Important Information – Internship Length, Hours, & Schedule:  This internship will start during winter break of January 2025 and be fully onsite for 2 weeks for training. Turning to hybrid during Spring semester with being onsite 1 day per week and working a minimum of 15 hours.  It will run through at least the end of Summer 2025 with full time hours during the summer. Flexibility of working hours during the fall semester will be available.

Internship Purpose:  This position will provide an opportunity to work closely with the commercial lending team of a Madison based publicly traded commercial bank, including working with a team of credit analysts, commercial lenders and business development officers, and senior credit managers. 

• Input financial statement data into company software and analyze to determine the credit worthiness of existing and prospective commercial clients.
• Prepare Cash Flow worksheets to demonstrate borrower’s ability to repay loans.
• Gain exposure to the commercial loan approval process by completing credit presentations and memos (which are used to approve new loans, renew existing loans, or report losses and/or covenant violations) for Loan Approval Committee.
• Develop a working knowledge of loan policy and gain the ability to communicate its interpretation and rationale to other bank employees.
• Input data, build tables and build borrower relationships into credit presentations.
• Work on other projects with department manager.

Requirements:

• Be pursuing a degree in Finance or Accounting or similar field
• Strong technology proficiency (strong skills in Excel a plus)
• Above average communication skills, both verbal and written
• Strong attention to detail, problem solving skills, and ability to prioritize work to meet numerous levels of deadlines
• Demonstrated drive, initiative, and work ethic