Credit & Collections Analyst - Style Crest Enterprises Inc

Style Crest is seeking a dedicated and detail-oriented Credit and Collections Specialist to join our team. In this pivotal role, you will be responsible for managing the collection of assigned customer accounts while adhering to our company's credit and collection policies, practices, and procedures. Your analytical skills will be essential as you assess existing accounts and create and maintain credit lines within established authority limits, ensuring timely order releases and minimizing financial risk for the company. You will also play a key role in enhancing our internal control systems, contributing to improved performance and the highest level of customer service. If you are passionate about optimizing credit management processes and fostering strong customer relationships, we invite you to apply and be part of our mission to drive financial excellence and customer satisfaction.

Style Crest has a 50-year tradition of growth and innovation in the building products industry. The organization has a commitment to the manufactured housing industry and the residential exterior cladding market with an extensive product offering and a dedicated service platform that customers count on to support the success of their businesses.

Responsibilities:

• Drives resolution of delinquent accounts and initiates collection activity by contacting each assigned account.
• Research disputed delinquent account balances and drives resolution though appropriate business channels.
• Develops relationships with our customers, SCI internal departments, and associates. Communicates frequently with associates at all levels of the organization including sales, customer service, accounting and senior management as required.
• Responsible for customer requests for correspondence including copies of statements, invoices, credit memos and PODs. Timely, reviews orders on hold to release according to the company policy and procedure.
• Heavy interaction with sales team at all levels for account collection/resolution.
• Maintains accurate customer files, keeps track of name changes, address changes, and mailing attention for assigned accounts.
• Analyzes credit data and financial statements of individuals or businesses to identify the degree of risk involved in lending money or extending credit.
• Thorough understanding of key financial ratios (Current, Quick, Working Capital, DSO, DPO, Debt/Equity, etc.) and how to interpret them regarding credit line setting.
• Understands how to calculate and review liquidity, profitability, and credit histories
• Responsible for clear documentation of all correspondence with customers, in the operating system’s notes module.
• Provide periodic updates/reports for management where required.
• Develops positive business relationships, internally as well as externally, working closely with customer service, outside sales, and DC managers.
• Assists in special projects as requested. Provides additional support in other areas of the department or company as assigned.

Requirements

• Experience: 3-5 years of commercial credit and collection experience in a MFG/distribution environment. Prior success in handling a collection portfolio of high volume, delinquent accounts in a commercial setting. Proven ability to establish policies & procedures. Experience working with Epicor and P21 preferred.
• Education: High school diploma or equivalent. College level courses preferred.
• Organization: Ability to prioritize and keep organized. Experience with a high volume of customers and time sensitive shipping schedules.
• Communication skills: Customer focused. Adept at managing difficult situations. Strong verbal and written communication skills. Can build credibility within an organization and with customers. Good business reasoning and the ability to negotiate.
• Problem Solving: Strong problem-solving skills including root cause identification and continuous improvement.
• Job Knowledge: Possesses/develops knowledge regarding products, procedures, and policies, understands critical issues affecting the organization. General knowledge of alternative credit processes and guidelines. Sound financial, analytical, and decision-making capabilities.
• Judgment: Exhibits sound and accurate judgment.
• Teamwork: Capable of balancing team and individual responsibilities; provides and welcomes feedback. Able to foster a strong team environment.
• Interpersonal Skills: Resolves conflict; maintains confidentiality; and has good listening skills. Maintains composure and is receptive to new ideas and feedback. Detailed-oriented, accurate, reliable, customer focused individual.
• Follow-through: Excellent follow-through skills. Self-motivated with the ability to multi-task.
• Goal driven: Able to create and achieve goals related to portfolio management.
• Phone manner: Must be experienced in effective and detailed commercial collection protocols.
• Productivity Software: Working knowledge of Outlook, Teams, Word, and Excel. Ability to format, sort, sum, multiply and create simple formulas in excel a must. Functional knowledge and heavy usage of pivot tables and VLOOKUP functions required.

Benefits

• Health Care Plan (Medical, Dental & Vision)
• Life Insurance (Basic, Voluntary & AD&D)
• Vacation and Personal Time
• Short Term & Long Term Disability
• 401K with Company Match
• Paid holidays

We are committed to providing equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, national origin, age, disability, or any other characteristic protected by applicable law. We ensure fair treatment in all aspects of employment, including recruitment, hiring, training, promotion, and compensation. Our commitment to diversity and inclusion fosters a workplace where every individual is valued and respected.