Credit Monitoring Lead - CrossFirst Bank

The Credit Monitoring Lead will provide credit administration support and service to Banking teams and the Credit Monitoring Department. Review and analyze Borrower/Guarantor Financial information on an ongoing basis and assist with monitoring the financial performance of Borrowers.

• Maintain in-depth knowledge of Credit Monitoring and industry best practices. 

• Review financial spreads, financial indicator covenants, borrowing base reviews, post-closing reviews and other assigned job functions, for accuracy and completeness.
• Provide input and recommendations on new and existing workflow processes, policies, and procedures involving the Credit Monitoring Team.
• Work independently the majority of the time and complete work with little supervision. 

• Serve as Credit Monitoring subject matter expert and on the Bank’s financial analysis software to include any upgrades, training, or new resources. 
• Provide accurate and consistent loan portfolio management and monitoring of our commercial loan portfolio.
• Make independent recommendations regarding credit risk supported by comprehensive ongoing risk analysis.

• Complete financial spreads in an accurate and timely manner.
• Analyze Borrowing Base Certificates, accounts receivable aging, inventory listings, liquidity, and collateral positions.
• Review financial reporting to ensure accuracy and maintain internal tracking for all commercial clients.
• Complete vendor reviews. 

• Comply with all credit administration policies and procedures.

• Coach, train, and support Credit Monitoring team members.

• Interact with internal and external clients while providing extraordinary service.
• Develop and maintain trusted, positive relationships with employees, clients, regulatory agencies, and vendors. 
• Represent the Bank and Credit Administration team in a highly professional manner.
• Complete job assignments in a professional, timely and efficient manner; organize and prioritize work.

• Maintain confidentiality; adhere to CrossFirst Bank policies and procedures; comply with laws, regulations and industry best practices.

• Reliable and predictable attendance; both onsite and remote.

• Five or more years as a successful credit analyst or similar role in a commercial bank is preferred.
• Thorough knowledge of financial statement analysis and demonstrated ability to identify and mitigate key risks.
• Knowledge of financial statements.
• PC experience in a Windows environment, Word, and advanced spreadsheet experience on Excel is required.
• Effective verbal, written and interpersonal communication skills.
• Advanced understanding of financial statements.
• Ability to read and comprehend credit write-ups and loan documentation.
• Experience in Salesforce, FIS, and Optimist preferred but not required.
• Bachelor’s degree with exposure to Accounting, Finance or Business courses is preferred or equivalent work experience.

CrossFirst Bank is proud to be an Equal Opportunity Employer.

CrossFirst Bank does not accept unsolicited resumes from search firms or agencies. Any resume submitted to any employee of CrossFirst Bank without an authorized search agreement will be considered unsolicited and the property of CrossFirst Bank. We respectfully request no phone calls or emails.