Credit Officer - Bank Forward

At Bank Forward, our greatest asset is our employees.  Working for a widely respected company with a rich tradition, in an atmosphere of enthusiasm, positivity, with a culture grounded in teamwork focused on the future is what can be expected at Bank Forward…It’s Simply the Forward Way!

Compensation: Starting at $82,000 or greater annually, depending on experience.

Benefits: Health (Traditional and High Deductible plan options), Dental, Vision, Medical & Dependent Care FSA, HSA, 401k, Employee Stock Ownership, Company paid Life and Long-term Disability Insurance, Voluntary paid benefits, Paid Time Off, Holidays, Extended Medical Absence Leave.

Work Hours: Monday through Friday 8-5pm.

Skills / Requirements / Qualifications:

• Acts as a resource for bank officers in the credit administration process by analyzing and spreading of financial statements for potential new clients and providing preliminary recommendations as to the feasibility of the credit request. 
• Assists lenders with the preparation of loan committee presentations, credit reviews and problem loan summaries.
• Acts as a resource for bank officers in the credit administration process.
• Spread and analyze financial statements for existing and prospective clients. Provide preliminary recommendation regarding the feasibility of the credit request.
• Prepare independent, written credit evaluation of new, renewal or modification loan proposals as well as annual credit reviews.
• Identify trends and analyze performance in order to develop an assessment of credit risks.
• As required, monitor credit quality through the review financial information such as interim financial statements, to provide early warning of possible deterioration.
• Provide input to lending officers on terms under which a credit request could be structured including costs, repayment methods and collateral requirements.
• Develop and maintain a thorough understanding of the Bank’s credit policies, procedures, processes and manage to best practices.
• Knowledge, skill, and mental development equivalent to the completion of a four-year college degree in Accounting, Finance, or a related field and five years of credit, lending, or banking experience.

Equal Opportunity Employer