Credit Risk Manager - Soaren Management

About Soaren Management

Soaren Management provides customer-centric alternative lending solutions in consumer markets via proprietary underwriting and loan management systems. With multiple verticals in the financial services industry, Soaren excels in customized portfolio management, software development, customer service, telecommunications, automated application processing, and asset recovery.

We have built top of the line proprietary software platforms to underwrite and manage loans, which we strive to continually innovate upon. And that’s where you come in.

About the Role

Soaren Management is adding a Credit Risk Analytics Manager to our Fintech start-up that is stable, profitable, and rapidly growing. We offer great compensation, benefits, environment, and performance-based rewards.  The Senior Manager has proven experience managing the credit risk of large loan portfolios, from underwriting through to account management strategies. This position collaborates with stakeholders across the business to execute analytical initiatives that assure portfolio growth and performance. The Manager integrates credit policy and risk management with operations strategies to facilitate efficient creation and management of volume.

Responsibilities

• Manage and maintain credit policy across the portfolio lifecycle for all Soaren portfolios.
• Create and implement testing strategies for credit policy in underwriting and account management.
• Assume ownership of analytical reporting supporting multiple departments, including report automation and delivery.
• Understand operational key performance indicators, report trends and patterns.
• Monitor lead and underwriting costs as part of credit risk and operations.
• Generate accurate and timely reports to support urgent requests and ensure data-driven decision-making.
• Collaborate across Operations, Compliance, IT, Finance, or other departments.
• Follow all company policies and procedures.
• Display leadership through punctuality, and professionalism while performing required duties.
• Other related duties as assigned.

Qualifications

• Advanced degree in Statistics, Data Science, Mathematics, Computer Science, or another quantitative field preferred.
• 3+ years of proven experience solving complex credit risk and operational analytics problems using statistical techniques and economic logic.
• Strong SQL and data-wrangling skills; 3 + years of experience specifying and completing analyses from scratch.
• Strong written and verbal communication skills.
• Experience using Python and/or R to manipulate data and draw insights from large data sets.
• Experience working in a startup environment a plus.
• Experience working in sub-prime credit a plus.
• Must meet requirements of company background check policy requirements.

Success Measures

• Ability and willingness to self-start and self-manage in a high volume, data-driven environment.
• Ability to produce timely and accurate reporting and analysis.
• Ability to scope, lead, manage, and execute assigned projects with effective data visualization.
• Achieve goals while promoting a positive attitude true to our mission and core values.

Compensation and Benefits

• Highly competitive salary
• Remote-work capabilities
• Performance based rewards
• Unlimited vacation time
• Dog-friendly office
• Casual work environment
• A small executive team with promotion opportunities
• Company sponsored medical/dental/vision/life insurance/AD&D
• 401k with generous company matching
• Paid parental leave
• Excellent work-life balance
• Beautiful office with huge breakrooms, snacks, and activities

Our Company Mission

Soaren Management merges time-tested business practices with bleeding-edge proprietary technologies to deliver reliable, efficient and secure financial products and services. Our greatest strengths, technology and customer care, flow from the ingenuity, curiosity and integrity of our partners and employees.

Vision Statement

Soaren Management works toward a future where all consumers have broad and immediate access to a range of reliable, efficient, and secure financial products and services, expedited by constantly evolving technologies.

Soaren’s Commitment to its Talent

Soaren Management believes our success flows directly from our employees. Our employees are at the heart of our success. As such, it's in our best interest to provide all the support they need to succeed and thrive. For that reason, Soaren Management is expanding its search for fresh talent and developing our current talent. Our commitment to our team ensures value and service to our ever-growing customer base through hiring and growing our people-centric, diverse, and forward-thinking talent. We live in our values of Innovation, Superior Customer Care, Compliance, Community, Balance, and working by the Golden Rule.

EEO Policy

Soaren Management, LLC provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.