Director, Financial Data Analytics - American Credit Acceptance

Summary/Objective

The Finance Analytics and Strategy Team (FAST) provides analytic and quantitative support for all areas of Finance. Specialists in customer data, they are to go-to experts for data on customer accounts for securitization and pledging, profitability analysis, reserves modeling and Financial reporting. The team acts as internal management consultants to solve real business problems. You’ll go beyond basic predictions and partner with business leaders to maximize performance of our loan portfolio, minimize risk and losses, and identify key leverage points to drive efficiencies. As a core member of Finance Leadership team, you’ll utilize your business acumen and ability to connect data to financial outcomes to lead a team of analysts to uncover insights, build solutions, and influence business direction.      

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Lead teams to analyze large amounts of structured and unstructured data using database querying and analytical tools such as complex liability cash flow (securitization) modeling, company ROA models, allowance/reserves analytics, tax modeling and ad-hoc financial reporting.
• Leverage R, Python, SQL, Tableau, and other quantitative analytical platforms to extract and manipulate large datasets, as well as to develop, analyze, validate and deploy predictive models.
• Partner with business leaders across functional areas, including Operations, Legal, Compliance, Information Technology, Vendor Management, and Finance to develop analytical tools.
• Leverage statistical models and collaborate closely with technology and business groups to analyze operational feasibility, implementation, and production integration; monitor performance and determine when it is appropriate/necessary to update/refresh.
• Coach and develop a team of direct reports.

Qualifications

• 8+ years of relevant work experience including
• 4+ years in a leadership role
• Master’s degree or higher in Business, Statistics, or a related analytical field
• Exceptional written and verbal communication with the specific ability to convey technical results to non-technical audiences.
• Experience developing analytic talent and developing their skills and career paths
• Solid financial and analytical skills with a keen attention to detail and the ability to problem solve
• Strong experience analyzing trends, variances, and other performance measures

Supervisory Responsibility

This position may supervise Managers and Analysts in the Finance department.

Work Environment and Physical Demands

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Position Type/Expected Hours of Work

This is a full-time position generally working a Monday through Friday 8 am – 5 pm schedule.

Travel

Up to 15% travel may be needed in this role. 

EEO Statement

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.  ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

California Privacy Notice

"As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice."

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

You are not officially considered an applicant unless you have completed an employment application in ACA's online applicant tracking system, iCIMS.

#LI-MR1

• Quantitative and qualitative analysis; Communicate with business customers to establish data requirements 

• Create tools or queries to obtain data from
central data repository for the purposes of reporting and analysis 

• Present final analysis to customers 

• Participate on project teams 

• Other tasks as assigned

• Bachelor’s degree 

• Experience with SQL or similar data querying language  

• Experience with programming language  

• Must be able to pass a criminal background check and drug test 

Preferred Qualifications

• Degree from an analytical field 

• 1 Years experience with SQL 

• 2 Years experience in programming