Financial Analyst II - Credit Finance - Credit One Bank
Las Vegas, NV 89113
About the Job
Description
Position Summary
This position manages an acquisition program in terms of risk performance and overall profitability. Perform deep dive analysis at the acquisition channel level and ad hoc analyses as needed. Identify opportunities to grow the acquisition volume without negatively impacting the program's profitability. Also develops and manages the delinquency and profitability forecasting models.
Summary of Essential Job Functions
- Analyze new account acquisition historical P&L performance to identify revenue opportunities and risk factors such as roll rates and delinquent buckets at an early stage.
- Communicate these trends and findings to team members, upper management, and various stakeholders via department meetings and monthly/quarterly PowerPoint slides and presentations.
- Forecast future performance of various acquisition channels utilizing Excel-based and/or SAS-based P&L forecast models while assessing variances between forecasted vs. actual results.
- Optimize strategies to grow the company’s pre-tax income including testing of various fees, credit line increase, and convenience check amounts.
- Develop ad-hoc historical reports to assist with financial analysis as needed.
Position Requirements
- Bachelor's degree in Finance, Economics, Mathematics, Statistics, or a related field. (advanced degree preferred)
- 3+ years of work experience in Finance, Risk, Analytics, or similar roles in a professional corporate environment
- 3+ years of advanced use of Microsoft Excel, Microsoft PowerPoint, SAS, or SQL
- Excellent analytical, problem-solving, and decision-making skills
- Ability to prioritize projects, work independently, deal with ambiguity, handle tight deadlines, and achieve effective results in a fast-paced, dynamic environment
- Experience analyzing large data sets, developing recommendations, and simplifying for presentation
- Excellent verbal and written communication skills
- Ability to work well with various departments and teammates
- Constant desire to learn and challenge others to find the best solution, not afraid of failure
Preferred (Not Required):
- Advanced degree in Finance, Economics, Business, or Mathematics
- 3+ years of advanced use of Microsoft Excel VBA
- Consumer Credit Card industry experience
Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.
Source : Credit One Bank
