Intern - Bowling Green/Findlay Lending Offices (Summer 2025) - AgCredit

About AgCredit
Our mission at AgCredit is to create lifelong opportunities for our customers and employees by striving to be the premier cooperative lender and employer in our rural communities. Our core values focus on relationships, respect, integrity, service, accountability, teamwork and courage for our customers' and employees' success. As a cooperative agricultural lending institution, our commitment is to our customer-owners.

Headquartered in Fostoria, OH, AgCredit serves over 7,000 member-owners in 15 lending offices throughout 18 counties across northwest and central Ohio. As part of the nationwide Farm Credit System, we are proud to return our profits back to our members through our patronage program. We hope you'll consider joining our experienced lending team as we continue to serve our customers, employees and communities.

Internship - Bowling Green/Findlay Lending Offices
Summer 2025 (May - August)
Posting will close on October 31, 2024, hiring to follow
To develop knowledge about AgCredit, ACA and the Farm Credit System's operations, products and services and how they relate to the agricultural community. Contribute to the successful operations of the cooperative. Comply with all AgCredit, ACA policies and procedures while maintaining regular and punctual attendance as expected of this position.

Responsibilities
Interns are expected to:
- Learn about the Farm Credit System, AgCredit's operation, its products and services, and the primary job functions of branch positions.
- Develop the skills necessary to effectively promote AgCredit's business by understanding how to make a sound credit decision, how to market AgCredit's products and services and how to service existing customers.
- Complete assignments and projects both at association and branch levels as assigned and within the specified timeframe.
- Submit a written evaluation of the internship experience to the Human Resources Administrator during the last week of the internship.

To accomplish the above objectives and goals, the intern will:
Attend the intern orientation, training programs and become familiar with other written materials.
1. Review information packet
2. If assigned, participate in project orientation, all related calls thereafter and contribute towards achieving a positive result of the group project.
3. Review numbered memoranda relative to assignment
Shadow and work closely with designated team member(s) to understand:
1. various job functions
2. products and pricing
3. processing systems and loan documents
Participate in field visits with Account Officers
1. Be exposed to different size and type loans
2. Assist with inspections and appraisals
3. Attend community events, if applicable
4. Promote cash management convenience products
Discuss and analyze financial information
1. Understand balance sheets and income statements
2. Learn key ratios and their importance in the decision process
3. Be able to interpret a credit report
Sit in and observe the application process
1. Be exposed to different customers (Commercial vs. Lifestyle)
2. Be exposed to new customers versus the servicing of an existing customer
Attend branch team meetings
1. Experience interaction of group meeting dynamic
2. Learn sales skills
3. Generate ideas for branch success
4. Assist with branch appreciation event, if applicable
Attend loan closings
1. Be exposed to the documents involved with a loan
2. See the interaction between members and all others involved with putting a loan package together.
3. Obtain referrals from new customer
Shadow select Admin employees
1. Obtain a general understanding of the admin function

Knowledge, Skills and Abilities
- Education: At least one year of post-secondary education and be working towards a 2 or 4 year degree
- Reside in one of the counties serviced by AgCredit and have an interest in Agriculture and/or Agriculture Business.
- Excellent communication (written and oral) and presentation skills.
- Knowledge of structure and content of the English language to include the meaning and spelling of words, rules of composition, and grammar
- Ability to communicate information and ideas in writing and speaking so others will understand
- Ability to operate a personal computer and related software including word processing and spreadsheet applications.
- Ability to travel for training.

Internship Experience
- Exposure to the organization and agricultural lending
- Opportunity to job shadow a variety of positions
- Attend trainings to further your u