Intern - Credit Analyst - GM Financial

Why GM Financial? 

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.  

At GM Financial, our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive. 

Our Purpose: We pioneer the innovations that move and connect people to what matters 

Our program offers 

• 11-weeks of work experience (May 21 – Aug. 8) 
• Competitive salary 
• Executive and peer networking opportunities 
• Independent and team project experiences 
• Philanthropic activities 
• Career development 
• Opportunity to apply for full-time career positions 

Responsibilities 

We are looking for students who are ready to take on stimulating projects and gain exposure to a variety of industrial initiatives. Our Credit Analyst Internis responsible for researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential customers. This team member has contact with other company departments, as well as automobile dealers and other finance and credit sources.  

Do you think strategically? Do you love analyzing, making decisions, relationship building, and collaborating with others to achieve a common goal? Do you love working in a production team environment to communicate effectively and achieve organizational objectives? Do you want to work for a company with an opportunity to grow? Consider being a part of GM Financial's Dealer Services team! 

Job Description 

• Assist with developing and maintainingappropriate analysis for the Commercial Lending organization as it relates to volume, efficiencies, performance, and individual performance 
• Analyze credit data to determine the degree of risk involved in extending credit  
• Learn how to make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws 
• Develop sufficient dealer relationships that ensure volume objectives and credit quality 
• Gain knowledge in how GMF captures automotive finance contracts that meet GM Financial profitability criteria for pricing and performance 
• Ensure compliance with applicable policies and procedures 
• Ensure branch office cooperation with other departments to maximize efficiency within the company 
• Ensure all queues are worked to acceptable service levels 
• Conduct joint dealer calls with Dealer Account Representative (DAR) on an as needed basis 
• Perform outbound telemarketing calls to the dealer customer 
• Ensure proper documentation is received on all deals 

Qualifications 

• Must be a current student pursuing a bachelor's degree or higher from an accredited college or university in Business Administration, Finance, or another related major with at least one semester remaining upon start of the internship. 
• Must possess a minimum of a 3.0 (out of a 4-point scale) overall GPA. 
• Senior classification preferred.
• Strong written and verbal communication skills required. This incumbent will be required to give presentations and communicate with business leaders. 
• Strong analytical, quantitative, problem solving, and conceptual skills required.  
• Must be detail oriented and able to prioritize tasks to meet deadlines. 
• Must be able to work independently or in a team setting. 
• Previous internships are considered a plus. 

Our Culture: Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive. 

Compensation: Competitive pay  

Work Environment: Flexible hybrid work environment. This role is located at a GMF office located in Horsham, Pennsylvania

GM Financial does not provide sponsorship for a work visa status for this position. 

If you are interested in any of the areas listed above, please apply here