Loan Admin Assistant - cesna

Job Description:

We are seeking a dedicated and detail-oriented Loan Administration Assistant to join our team. This entry-level position requires bilingual proficiency in Korean and English, making it ideal for individuals looking to start a career in loan administration and financial services.

Responsibilities:

• Loan Evaluation and Approval: Assist in evaluating and authorizing the approval of business, real estate, or credit loans, ensuring compliance with company policies and regulatory requirements.
• Financial Assessment: Specialize in evaluating the financial status of loan applicants, analyzing financial documents, credit reports, and other relevant information.
• Record Maintenance: Update financial and collateral records, ensuring all information is accurate and current. Review loan files regularly to maintain thorough documentation.
• Loan Processing: Manage the full cycle of loan requests, from application to closing. This includes collecting and organizing all necessary financial documents for underwriting.
• Credit Underwriting: Promote safe and sound credit underwriting and prudent lending practices. Conduct preliminary evaluations and underwriting of loan applications.
• Customer Interaction: Receive commercial and home loan applications, performing interviews with customers to gather required information and address any inquiries.
• Documentation: Perform closing activities, such as obtaining necessary documents from customers, verifying legal documents, and ensuring all paperwork is complete and accurate.
• Special Projects: Participate in other duties or special projects as deemed necessary by the team, contributing to the overall efficiency and success of the department.

Qualifications:

• Education: High school diploma or equivalent; a degree in finance, accounting, or a related field is preferred.
• Language Skills: Bilingual proficiency in Korean and English is required.
• Technical Skills: Proficiency in MS Office programs, particularly Excel, for data management and report preparation.
• Analytical Skills: Strong analytical and critical thinking skills, with the ability to conduct detailed assessments of financial documents and loan applications.
• Attention to Detail: High attention to detail with the ability to maintain accurate and organized records.
• Communication Skills: Excellent verbal and written communication skills in both Korean and English.
• Interpersonal Skills: Ability to work effectively in a team environment and interact professionally with colleagues and clients.
• Time Management: Strong organizational skills with the ability to manage multiple tasks and meet deadlines.

Preferred Qualifications:

• Prior experience in loan administration or a related field is a plus but not required.
• Knowledge of financial regulations, credit underwriting, and prudent lending practices.

Physical Demands:

The physical demands described here are representative of those necessary for an employee to successfully perform the essential functions of this job. Reasonable accommodations can be made to enable individuals with disabilities to perform these functions.

• Office Environment: Most responsibilities are performed in an office setting, requiring prolonged periods of sitting and extensive use of computer equipment.

This entry-level position offers an excellent opportunity to gain valuable experience in loan administration and financial services. If you are a proactive individual with strong analytical skills and a keen eye for detail, we encourage you to apply.

Powered by JazzHR