Loan/Collection Officer 1/2 Flex (PCN 089079) - State of Alaska
Alaska, AK
About the Job
Our organization, mission and culture:
The mission of the Division of Investments team is to administer and service loan programs under the Department of Commerce, Community and Economic Development. These programs were primarily designed to promote economic development through direct state lending in industries and areas of the state that are not adequately serviced by the private sector.
Our dynamic team is seeking talented individuals like you to join us!
Joining our team allows you to become part of a close-knit community where support, mentorship, and camaraderie abound including potential advancement within the division. Taking this position will enable you to build a solid core knowledge of lending practices by empowering you with the skills and knowledge necessary to excel in your role and reach your full potential.
The working environment you can expect:
As this is an on-site position and not eligible for telework, you will be working in our headquarters office located on the 9th floor of the State Office Building in beautiful downtown Juneau. You will enjoy a collaborative atmosphere in a fully resourced and modern office space, with splendid views of Mount Juneau and the Gastineau Channel. The 9th floor has a fully equipped and spacious break room, that you will have full access to, as well as easy access to various restaurants and coffee shops. Our Investments team fosters a cooperative environment through staff empowerment, accountability, and professionalism.
Who we are looking for:
To be successful in this position a candidate will need the following core competencies:
Learning: Uses efficient learning techniques to acquire and apply new knowledge and skills; uses training, feedback, or other opportunities for self-learning and development.
Analytical Thinking/Problem Solving: uses a logical, systematic, sequential approach to address problems or opportunities or manage a situation by drawing on one’s knowledge and experience base and calling on other references and resources as necessary.
Lending: Knowledge of the principles, practices and techniques of lending and/or debt collection, perfected lien, and security instruments.
Financial Analysis: Experience, demonstrated skills, and knowledge of the principles, methods, and techniques of analyzing individual and business financial statements. Evaluates key financial indicators relevant to lending.
Decision Making: Makes sound, well-informed, and objective decisions; perceives the impact and implications of decisions; commits to action, even in uncertain situations, to accomplish organizational goals; causes change.
Perform outreach efforts of available loan programs by traveling to Alaskan communities and making public presentations, attending trade shows and workshops and meeting one on one with prospective borrowers.
Conduct inspections of all types of collateral used to secure the loans assigned; prepare inspection reports containing an analysis of condition and value. Take action or make recommendations to protect collateral as necessary.
Utilize complex proprietary software for all loan programs administered. Utilization includes entering data and customer correspondence, reviewing, and analyzing existing borrower information, managing timelines and workloads, and ensuring all entries are accurate.
