Loan Officer - Home Buyers Realty
Tracy, CA
About the Job
Summary
Licensed Loan Officers: Advance Your Career with Envoy + HBR Team!
Active NMLS and SAFE UST Licenses Required for Application.
Envoy + HBR Team, in partnership with PLACE, is seeking licensed Loan Officers eager to thrive. With immediate access to high-quality leads and the backing of top-notch real estate experts, your career can reach unprecedented levels.
What We Provide:
- Immediate Lead Access: Effortlessly grow your client base.
- Work with Top Agents: Enhance your closing success.
- Comprehensive Marketing & Administrative Support: Concentrate on finalizing deals.
If you hold NMLS and SAFE UST licenses, apply now! Proficiency in Spanish is advantageous but not mandatory.
Responsibilities
Key Responsibilities:
● Promote Envoy’s Products: Represent our product offerings to real estate agents,
homebuyers, and other referral sources to generate new loan applications.
● Lead Generation: Actively engage with realtors, CPAs, financial planners, and past
clients to procure loan applications that result in funded loans.
● Client Education: Educate borrowers on current loan offerings and programs, ensuring
they are well-informed and comfortable with their choices.
● Compliance Management: Ensure all marketing activities and loan processes are
compliant with industry regulations and Envoy’s standards.
● Document and Process Management: Create and maintain accurate loan files,
including entering data from new loan applications into the origination system and
reviewing loans in process daily to determine priorities.
● Audit and Approval: Perform document audits, resolve exceptions, and approve (or
reject) loan packages for funding. Manage Change of Circumstances (CoC) and ensure
re-disclosure compliance.
● Client Communication: Provide consistent follow-up with internal staff, borrowers, and
agents to ensure all loan processing activities are on track.
● Status Updates: Keep all parties informed on the status of loans, maintain up-to-date
records, and ensure that all loans meet FHA, VA, and conventional guidelines.
● Information Gathering: Request and gather relevant information from borrowers to
complete loan applications, working closely with processing and underwriting teams.
● Transaction Monitoring: Monitor the loan process, communicate effectively with
borrowers and other transaction parties, and present complete and accurate files to the
Processor.
● Continuing Education: Maintain active NMLS license, stay current with required
continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy
guidelines, and HUD guidelines.
● Ethical Conduct: Conduct all business activities ethically, adhering to Envoy’s core
values and acting in the best interest of the company and clients.
Qualifications
Qualifications We’re Looking For:
● Education: High school diploma or equivalent required; a Bachelor’s degree is
preferred.
● Experience: Minimum of 3+ years as a Loan Originator, Loan Officer Assistant (LOA), or
Processor; 5+ years is highly preferred.
● Technical Proficiency: Strong knowledge of Microsoft Excel, Word, and Outlook.
Experience with loan origination systems, particularly Encompass, and familiarity with
Desktop Underwriter (DU), Desktop Originator (DO), and Loan Prospector (LP).
● Industry Expertise: Deep understanding of FHA, VA, Conventional, and USDA loan
products, as well as mortgage processes, procedures, and documentation.
● Skills: Exceptional follow-up, time management, interpersonal, and communication
skills. Must be detail-oriented, self-motivated, and social media savvy with a forward-
thinking approach.
● Licensing: Must have NMLS and SAFE, UST, or be able to obtain applicable State
NMLS license within 30-90 days of employment.
About-our-team
Ron and Eva Cedillo and the HBR Team are Powered by PLACE.
We firmly believe in abundance and helping others. By helping our clients achieve their goals and dreams, we in turn our able to achieve our goals and dreams.
We believe in long term relationships and taking care of our clients.
We have been endorsed by DJ Walker and Jaimee Lee of KAT Country for over 12 years. We have been sponsors of St Jude for 12 years this is the Charity of Choice for both of our companies.
Gary LeVox of Rascall Flatts sings our jingle on KAT Country
https://vimeo.com/212653884
Kevin Harrington of Shark Tank endorses our marketing
Partnered with Dave Ramsey and are Ramsey Trusted for over 14 years
We have sold over 3000 homes in our 20+ years in real estate and have the knowledge, experience and systems to help you achieve your goals.
