Loan Processor - PIONEER TRUST BANK N.A.

Summary

Pioneer Trust Bank N.A. is currently seeking a detailed candidate to join Pioneer Trust Bank as a Loan Processor. This position is responsible for providing support to Loan Officers by performing the following duties.

We are proud to offer a competitive salary and compensation package that includes Medical, Dental and Vision Insurance, 401(k), Life and Long-Term Disability Insurance, Profit Sharing, Health & Dependent Care Reimbursement Accounts, Employee Assistance & Wellness Program, Vacation & Sick Leave, up to 11 Paid Holidays, Tuition Reimbursement, and Banking Privileges.

Essential Duties

• Prepare loan files by following bank policies and regulatory compliance.
• Close all approved loan transactions by following appropriate procedures. Perfect all Collateral secured loans by following appropriate procedures

Job Duties

•  Order Appraisals, Reviews, Evaluations and Environmental as appropriate on loans secured by real estate.
• Order Flood Certificates and Tax Service as appropriate on loans secured by real estate.
• Mail out appropriate correspondence, including required disclosures to borrower’s as needed regarding the loan process.
• Complete non-financial underwriting on all loan files coming through the approval pipeline.
• Update progress in internal systems and spreadsheets for each assigned loan transaction.
• Communicate with Title Insurance companies when Escrow and/or Title Insurance is requested throughout the loan process.
• Ensure proper insurance maintenance and tracking is completed on all loans secured by collateral as appropriate.
• Understand and follow all loan compliance regulations.
• Prepare loan documents through LaserPro software based on review & approval of new, renewal and/or modification loan terms.
• Collect necessary items to perfect liens taken on all loans secured by collateral.
• Create collateral files for both consumer and business purpose loans.
• Provide Notary assistance to Loan Officer’s during customer loan signings.
• Take necessary actions to book and fund loan transactions.
• Complete post-booking review of all assigned loan transactions to ensure accuracy of loan terms on the core system.
• Follow-up as needed on missing closed collateral file items.
• Perform additional loan database services such as construction inspections & draw requests as well as file maintenance of collateral files.   
• Maintains punctual and regular attendance.
• Works collaboratively in a team environment with a spirit of cooperation.
• Respectfully takes direction from Manager.
• Other duties & projects as assigned.  

Supervisory Responsibilities

This position has no supervisory responsibilities.

Qualifications

Ability to perform essential job duties with or without reasonable accommodation and without posing a direct threat to the safety or health of employees or others. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential duties.

Education & Experience

• High school diploma or GED
• Minimum of two years’ experience in a related field or in a position requiring complimentary skills (data entry, document review and analysis, multi- tasking and attention to detail)
• Training or equivalent combination of education and experience working in Commercial Banking

Certificates, Licenses, and/or Registrations

This position requires an Oregon Notary license, which could be obtained after hired, and a valid driver’s license, acceptable driving record, and automobile liability coverage or access to an insured vehicle.

Travel Requirement

This position does not require travel.

Language Skills

Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.  Ability to write reports, business correspondence, and procedure manuals.  Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.

Mathematical Skills

Ability to add, subtract, multiply, and divide into all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent.

Computer Skills

The job requires specialized computer skills.  Must be adept at using various applications including using databases, using spreadsheets, project management, word processing, communicating by e-mail, and using scheduling software. Experience with Microsoft Office, Microsoft Edge, LaserPro or similar loan document preparation software, Adobe Acrobat, Director and Fiserv/Premier or similar software.

Reasoning Ability

Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.

Physical Demands & Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential duties of this job. The work environment characteristics described here are representative of those an employee encounters while performing the essential duties of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential duties.

While performing the duties of this job, the employee is frequently required to sit, use hands and fingers to type or dial, reach with hands and arms, talk or hear, taste or smell. The employee is regularly required to stand, walk, use stairways to climb to multiple floors within an office building, lift and/or move up to 25 pounds. The employee is occasionally required to climb or balance, stoop, kneel, crouch or crawl, lift and/or move up to 50 pounds.

This position requires frequent computer use. Specific vision abilities required by this job include close vision, color vision, distance vision, depth perception, and the ability to adjust focus. The noise level in the work environment is usually moderate.