Loan Review Officer - Loan Review - WesBanco Bank, Inc.

SUMMARY:

Under the direction of the Director of Loan Review, will provide assistance for the independent and objective evaluation of the quality of the loan portfolio, the adequacy of loan documentation, and the effectiveness of loan administration functions. Assists with the effective communication of results from reviews, in verbal and written forms.

INTERPERSONAL SKILLS:

Must be willing to work as part of a team

Ability to effectively present information to management and other employee levels within the organization.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

Thorough knowledge of commercial and consumer lending, banking laws and regulations, to effectively assist with the assessment of credit risk and the monitoring of compliance with loan policy, policies and procedures, applicable laws and regulations.

Assists with identification and assessment of credit, legal and strategic risks arising from lending activities.

Assesses collectability of extensions of credit through review of customer financial information, collateral information and documentation, and payment history. Assigns appropriate risk grades to reflect relative risk of default or loss. Recommends corrective actions to assist with resolution or workout of problem situations.

Evaluates adequacy of loan and collateral documentation and the effectiveness of loan administration.

Reviews commercial credits of all types and complexities.

Ability to lead exit meetings for unit reviews

Works under the supervision of the Loan Review Department Manager.

OTHER REQUIREMENTS:

Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.

Proficient in Microsoft Word, Excel and Outlook.

Ability to utilize tools provided in performing job responsibilities.

Must develop a good working knowledge of commercial lending, including collateral documentation, generally accepted practices and financial analysis skills.

Ability to read, analyze and interpret financial reports and legal documents.

Ability to write reports for management that conform to prescribed style and format.

Ability to define problems, collect data, establish facts and draw valid conclusions.

Ability to interpret a variety of technical and financial information and deal with both subjective and concrete variables.

Additional Information:

The wage range for the Loan Review Officer position is $50,000-$54,000 annually. The position includes 22 days of PTO (Paid Time Off) and 5 days of STD (Short Term Disability) and 11 annual paid holidays.

WesBanco has an excellent benefits package to include medical, dental, and vision, Health Care Flexible Spending, Dependent Care Flexible Spending, Transportation Fringe Benefit Plan, Group Life, Long Term Disability, Optional Life, access to voluntary benefit products such as Cancer, Term & Universal Life, Accident, Short-Term Disability

and Critical Illness policies, and other ancillary benefit products. WesBanco also offers 401(k) with employee match.

Bachelor’s degree from an accredited college or university in a business-related field required. Accounting or Finance major preferred.

A minimum of 5 years of experience as a Federal Bank Examiner, Loan Review or Credit Analysis capacity is required.

BAI Loan Review Certification or RMA Credit Risk Certification preferred.

Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled