Manager/Senior Manager/Director, Predictive Analytics at Credit Acceptance Corporation

Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally.

Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success.  Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance.  We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions.  We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

The purpose of the Predictive Analytics position is to develop statistical models such as: origination and credit risk scorecards, behavior and collection scorecards, forecasts and resource allocation models.

Outcomes and Activities:

• This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required.  However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member.
• Develop, test and implement statistical models and data infrastructure
• Actively monitor the performance of models in production
• Analyze data to drive better business decisions
• Develop complex programming to extract and manipulate data
• Serve as an expert of products and tools used in the development of statistical models
• Serve as an analytical thought-leader in the organization and champion new ways of performing analytics (Director)

Requirements:

• Bachelor’s degree or higher
• 5+ years’ experience developing predictive models (Manager)
• 6+ years’ experience developing predictive models (Senior Manager)
• 7+ years experience developing predictive models, including originations and behavior models (Director)
• 5+ years’ experience using programming languages such as SQL, R, Python, SAS, MATLAB, etc.
• Expert knowledge of SQL and relational databases (Senior Manager/Director)
• Expert knowledge of Microsoft Excel and PowerPoint
• Strong experience solving problems across disciplines preferably in the financial services industry
• Excellent professional and academic credentials (Director)
• Executive level experience solving problems across disciplines preferably in the financial services industry (Director)
• Deep experience in a credit-based data environment with strong knowledge of the inner workings of credit and alternative credit bureaus with the ability to oversee and solve complicated technical problems (Director)
• Ability to confidently interact with senior business leaders (Director)

Preferred:

• Master’s or Ph.D. in a quantitative field such as statistics, mathematics, economics, etc.
• Advanced SAS programming certification
• Experience in the consumer lending industry, with some preference given to automobile finance experience
• Experience developing credit risk scorecards or collection scores
• Recent consulting or small company experience
• Experience leading direct reports (Director)

Targeted Compensation:

Manager: $132,000 - $176,000 base salary + an annual bonus plan

Senior Manager: $159,000 - $212,000 base salary + an annual bonus plan

Director: $180,000 - $240,000 base salary + an annual bonus plan

This position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders.

INDCSHP

#LI-Remote

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Benefits

• Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work 

Our Company Values:

To be successful in this role, Team Members need to be:

• Positive by maintaining resiliency and focusing on solutions
• Respectful by collaborating and actively listening
• Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
• Direct by effectively communicating and conveying courage
• Earnest by taking accountability, applying feedback and effectively planning and priority setting

Expectations:

• Remain compliant with our policies processes and legal guidelines
• All other duties as assigned
• Attendance as required by department

Advice!

We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term.  If you are actively looking or starting to explore new opportunities, send us your application!

P.S.

We have great details around our stats, success, history and more.  We’re proud of our culture and are happy to share why – let’s talk!

Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person’s age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

California Residents: Please click

for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.

Play the video below to learn more about our Company culture.