Mortgage Lender - Mercantile Bank

Join Mercantile Bank as a Mortgage Loan Officer and take your career in Mortgage Lending to the next level. You will have the opportunity to directly influence your community and customers' lives by helping them secure their dream homes. Our competitive commission-based pay structure rewards your hard work and dedication, ensuring that your efforts are acknowledged and compensated.

Primary responsibilities:

• Build strong and lasting relationships in your market
• Own your customer experience by leading the mortgage loan process from beginning to end, while receiving support that is tailored to your needs
• Offer great products that meet and exceed your customer's expectations and work with an amazing team to close loans in an average of 23 days!

If you are high-energy and driven, this position offers the perfect platform to showcase your passion for real estate and customer service.

A little about us

Mercantile Bank was created with a goal to deliver financial solutions that empower people and businesses to achieve their dreams, while bettering the lives of its employees and their communities. We have grown from a humble idea to over 40 locations, 5.6 billion in total assets, and 700 employees. Our values remain at the heart of everything we do - through inclusivity, innovation, and collaboration, we achieve excellence every day. We are accountable not only to our customers, but to our employees and the communities in which we serve. We are proud to invest in our people and our communities, and our employees show their integrity in every interaction. We strongly believe that embracing human diversity makes us a better bank. We know it makes us better people.

Tailored onboarding packages set you up for success from day one. We offer best-in-class benefit options, such as: multiple Medical, Dental and Vision plans to choose from, Company Paid Life Insurance of 3 times your annual salary, Health Savings Account, Flexible Spending Account, 3-5 weeks' vacation, sick time to care for yourself and your family, 11 paid holidays and a Giving Day to do work that you are passionate about in the community. We also offer Employee Assistance Program (EAP), Adoption and IVF Assistance, and a Fitness Equipment Purchase Plan.

Investing in your financial wellness and career development is also important to us. We provide 401(k) match at 100% up to the first 5% of your contribution Employee Stock Purchase Plan, 529 College Savings Plans, Discounted bank services, Legal protection, Tuition Reimbursement, Exceptional training, and development opportunities tailored to your career interests and goals.

Your day to day as a Mortgage Loan Officer

As a Mortgage Loan Officer at Mercantile Bank, you hold a vital revenue-generating position that directly influences our bank's income while fulfilling the "American dream" of homeownership for your clients. Your high professional standards will represent our brand in the community, allowing you to build invaluable relationships and generate stable referral sources. You'll connect with customers to understand their personal goals and align them with our diverse mortgage products and services. As part of a dedicated team that prioritizes integrity and excellence, you'll lead a seamless lending process, originating mortgage applications, conducting interviews, and ensuring accurate file management.

Your collaboration with our Retail, Commercial, and Treasury teams will enhance customer value through additional services, while our localized management provides the support needed to respond to market trends effectively. Experience the satisfaction that comes from watching your hard work translate into success-both for your customers and in your paycheck!

What we're looking for in a Mortgage Loan Officer

To thrive as a Mortgage Lender at Mercantile Bank, several key skills and qualifications are essential. A bachelor's degree or four years of sales experience, particularly in banking or lending, will provide a solid foundation for success. Additionally, candidates should possess at least two years of experience in the mortgage lending industry, demonstrating a strong track record of mortgage sales with a monthly production volume of 4-5 closed units totaling around $750,000.

To ensure compliance and professionalism, you must become registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS). Strong sales acumen paired with the ability to build lasting relationships will set you apart in this customer-centric role. A comprehensive understanding of the local market will further enhance your ability to connect with clients and meet their unique needs effectively, positioning you as a trusted advisor in their home-buying journey.