Mortgage Loan Originator - Flagler CU, a division of Dort Financial Credit Union

Mortgage Loan Originator

Full Time-Sales

Salary Range:$25,750.00 To 25,750.00 Annually

**The Mortgage Loan Originator position has a high earning potential. We are offering a base salary with monthly commissions. Candidates must have a minimum of 1 year of real estate loan origination or a minimum of at least two years direct experience in mortgage lending relating to processing, underwriting and/or closing** 

Flagler Credit Union, a division Dort Financial Credit Union is looking for team members who will execute our mission: Enrich people's lives: members, employees, communities; to help achieve our vision: To be the leader in our industry by providing quality financial services, developing an empowered and diverse team, and making our communities a better place to live. Dort Financial Credit Union upholds a culture of excellence with opportunities of engagement and advancement for our team members. We abide by our core values of Empowerment, Accountability, Transparency, Collaboration, and Volunteerism each day, and have a strong focus in community involvement.

We offer a competitive benefits package immediately upon hire including medical, dental, and vision insurance; Life/AD&D and Disability Insurance, Supplemental Life insurance for employee/spouse/dependent; HSA and FSA plans; and tuition reimbursement for full-time team members. LegalShield, Pet Benefits, Employee Assistance Program, Telemedicine. We also offer a matching 401 (k) including a safe harbor, a referral bonus program, and paid time off including holidays.

Come join our team.  Apply today! 

Purpose of Position: Under the direction of the Manager of Real Estate Lending, is responsible for developing new business and maintaining a rapport with current and perspective members, structuring a product to fit the member’s needs, and closing of mortgage loans.  

Minimum Formal Education: Associate’s Degree (A.A) in Finance, Business, or Economics preferred; or combination of education and relevant work experience.

Knowledge and Experience:

• Minimum one (1) year of real estate loan originations; or minimum of at least two (2) years of direct experience in all facets of mortgage lending and knowledge of secondary market requirements.
• Knowledge of FNMA, FHA, MSHDA, & USDA Guidelines with the use of DU technology.
• Proven track record in working with all levels of mortgage lending (Processing, underwriting, closing, etc.).

Other Requirements:

• Must be bondable
• Formal credit training.
• Ability to process a mortgage file when necessary.
• Strong oral and communication skills.
• Sound judgment.
• PC proficiency, especially in Microsoft Excel, Word, and Outlook.
• Possess a strong and competitive sales drive.
• Keeps informed of trends and developments in the local real estate markets, as well as the changing rules and regulations pertaining to both private and government. insured mortgages.
• Ability to interact with individuals at all income levels and peers in a professional manner.