NC Loan Officer - ANS Residential Mortgage LLC
Holly Springs, NC
About the Job
***Please note this is a commission only position and requires an active NMLS NC Mortgage Loan Officer License
Company Overview:
ANS Residential Mortgage is a leading provider of mortgage lending services committed to delivering exceptional customer experiences across North Carolina. We specialize in personalized mortgage solutions tailored to meet the unique needs of our clients, offering competitive rates and a seamless loan process. As we expand our team, we are seeking a licensed Mortgage Loan Officer to join us in helping clients achieve their homeownership dreams.
Job Description:
As a Licensed Mortgage Loan Officer at ANS Residential Mortgage, you will be responsible for originating mortgage loans by guiding customers through the entire loan process from application to closing. You will work closely with clients to understand their financial situations and goals, providing them with suitable mortgage options and assisting them in selecting the best product for their needs. Your expertise in mortgage products, strong customer service skills, and adherence to regulatory guidelines will contribute to our mission of delivering outstanding service and exceeding client expectations.
Key Responsibilities:
- Conduct thorough assessments of prospective borrowers' financial circumstances to determine eligibility and advise on appropriate mortgage products.
- Educate clients on the various loan programs available, including conventional, FHA, VA, USDA and Non QM loan options, explaining terms, rates, and costs associated with each option.
- Guide clients through the loan application process, ensuring accuracy and completeness of all documentation.
- Collaborate with underwriters, processors, and closing teams to facilitate a smooth and timely loan approval and closing process.
- Maintain regular communication with clients, real estate agents, and referral partners to provide updates on loan status and address any concerns.
- Meet or exceed production goals while maintaining high levels of customer satisfaction and compliance with all regulatory requirements.
- Stay informed about industry trends, market conditions, and changes in lending guidelines.
Requirements:
- Current and valid NMLS (Nationwide Mortgage Licensing System) license in North Carolina.
- Proven experience as a Mortgage Loan Officer or similar role, with a successful track record of loan originations.
- In-depth knowledge of mortgage loan products and guidelines, including compliance requirements.
- Strong interpersonal and communication skills, with the ability to build rapport and trust with clients.
- Detail-oriented with strong analytical skills to evaluate financial information and determine suitability for loan programs.
- Ability to thrive in a fast-paced, deadline-driven environment.
Benefits:
- Competitive commission compensation package
- Comprehensive benefits package including health insurance, retirement plans, and paid time off.
- Opportunities for professional development and advancement within the company.
- Supportive team environment focused on collaboration and success.
Location: This position is based in Holly Springs, NC. Remote work options may be available based on performance and company policy.
Application Process: To apply, please submit a resume and cover letter outlining your qualifications and experience in mortgage lending. We look forward to reviewing your application and discussing how you can contribute to our team at ANS Residential Mortgage.