Private Bank Lending Specialist (Boston, MA) - Citizens

Description


Citizens Private Bank has accelerated its strategy to build out Wealth Management, scale Business Banking, grow deposits, and expand in key growth markets. We are looking for talented individuals with a demonstrated track record of delivering a gold glove experience to clients that results in long-term client loyalty.



The Private Bank Lending Associate supports the Relationship Manager’s loan pipeline with extraordinary care and service. The Lending associate works in primarily operational and processing capacities.



Primary responsibilities include





+ Inputs and processes loan in the system, including locking rates, ordering appraisal, title, and collateral, uploading documents to the loan operating system, ordering insurance, and clearing closing condition



+ Manages end-to-end loan process with clients, internal/external partners from inquiry through post-closing (e.g. presents loan to Credit Officer for approval, locks & submits loans, collects conditions, assists with closing coordination and any post-closing requests).



+ Prepares the loan file for approval and closing, and monitors the pipeline to ensure loan workflow is efficient and they are meeting closing deadlines.



+ Maintains a high level of quality control for verifying accuracy of financial and loan documents.



+ Knowledge of Private Banking credit policy, lending origination systems, and regulatory requirements involved in residential and/or commercial real estate/multi-family lending.

















Qualifications





+ 4+ years of mortgage processing in a banking organization preferred



+ Bachelors degree preferred



+ Past experience with Epic or Empower software is a plus



+ Analyzing income and cash flow statements



+ Strong interpersonal and communication skills



+ Strong analytical and underwriting knowledge



+ Excellent computer skills and strong working knowledge of MS Word / MS Outlook / MS PowerPoint/ MS Excel.



+ Demonstrated ability to maintain a high level degree of confidentiality

















Hours



Monday - Friday - 40 hours

Location: Boston, MA





Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.



Equal Employment Opportunity


At Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.


Equal Employment and Opportunity Employer


Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.


Why Work for Us

At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth







Background Check



Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

10/05/2024