Producing Branch Manager - M/I Homes

M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Fort Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.

Job Summary:

The successful candidate will possess extensive experience and thorough hands-on knowledge of mortgage lending policies, regulations and underwriting fundamentals. This is an excellent opportunity for an existing branch manager, loan officer or senior loan processor ready to move into a management position. Under the guidance of the regional manager, possesses the overall accountability and responsibility for the daily operations of a given branch. Directs and coordinates daily operations to ensure timely, accurate information and competitive loan financing programs.

Duties and Responsibilities:

• Monitors the capture rate and ensures aggressive follow-up on potential outside loans

• Monitors program usage and profit margins for the branch
• Makes recommendations to regional manager regarding needed loan programs
• Attends starts, sales and backlog meetings with the builder
• Attends builder events as requested.
• Determines, coordinates and monitors branch and subordinate work procedures and activities, oversees loan processing procedures and progress, counsel’s subordinates on difficult loans and expedites loan closings to ensure timely and efficient branch operations.
• Directly supervises large volume of work and staff of assigned branch through leadership and guidance operating activities.
• Communicates information to subordinates and sales staff on current mortgage rates for available loan programs to assist the home buyer with financing needs
• Originates and maintains a loan pipeline
• Partners with new home sales personnel to initiate contact with purchasers in completing loan application and collecting supporting documentation to support loan approval.
• Prepares and communicates initial Loan Estimate.
• Prequalifies potential borrowers as needed.
• Oversees all customer loan price negotiations.
• Manages the overall loan transaction by communicating with applicant(s), processors, underwriters and/or creditors to resolve questions regarding application information.
• Oversees timely scheduling of loan closing to meet home builder and borrower needs.
• Maintains an active NMLS and Florida Mortgage Loan Originator License (or is able to obtain one).
• This is an ONSITE position located in Ft. Myers, Florida.  This position DOES NOT offer opportunities for Hybrid or Remote work.
• Ability to travel to Builder Communities within the Home Builder Division.

Requirements

Minimum Education Experience:

Associate’s degree (A.A.) or equivalent in specialized training from a two-year college or technical school combined with at least seven years of related education and/or experience; related supervisory experience; thorough knowledge of branch operations, loan processing and underwriting fundamentals.

Skills and Abilities:

• Persuasive attitude with outstanding leadership, negotiation and organizational skills; detail-oriented aptitude.
• Ability to interpret, analyze and evaluate given information relative to lender requirements and underwriting guidelines; customer-service oriented with ability to handle difficult situations.
• Excellent verbal and written communication skills for high interaction with a variety of people inside and outside of the organization.
• Adaptability and flexibility to work effectively in a fast-paced environment with ability to coordinate several major activities simultaneously.

• Upon request of and on terms established by the Company, obtains and maintains all appropriate state or local licenses (e.g., contractor’s license, real estate salesperson and/or broker license, etc.) for the mutual benefit of the employee and the Company and for use by the Company in connection with the Company’s sales, homebuilding and lending activities.

Work Conditions:

• Limited travel may be required.
• Evening and weekend availability may be required.

Benefits

M/I Homes offers a comprehensive benefits package, including medical, dental and vision insurance, company paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts and Flexible Spending Accounts, paid time off (PTO) and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more.

We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing.