Rating Analyst, U.S. RMBS - S&P Global
Englewood, CO
About the Job
About the Role:
Grade Level (for internal use):
09
The Team:
The U.S RMBS team is part of the broader Structured Finance Group at S&P Global Ratings. The team assigns ratings and publishes research commentaries for the use of Residential Mortgage-Backed Securities (RMBS) investors.
The Impact:
The Rating Analyst provides analytical support to senior analysts, including compiling data, updating financial models, preparing meeting presentations, and presenting analytical findings to internal constituencies. After having obtained the appropriate S&P Global Ratings certifications, he/she will help to derive credit enhancement levels and ratings on RMBS transactions. The candidate should have a strong background in credit analysis of structured finance securities and/or the mortgage market.
What’s in it for you:
This is a great opportunity to build a career in financial markets with one of the leading providers of financial market intelligence. You will increase your awareness of the residential real estate markets and structured finance sector, have an opportunity to increase analytical, communication, and presentation skills while supporting the rating process, and expand technical skills, time management capabilities, and attention to detail.
Responsibilities:
+ Work in conjunction with, and at the direction of, senior analysts in preparing necessary information to support the ratings process;
+ Work with RMBS analytic software and data vendors (e.g. INTEX);
+ Prepare material for internal and external presentations and publications;
+ Assist in the collection and analysis of data on special projects;
+ Identify opportunities for process improvements and implement these through the use of organizational/technical skills.
Compensation/Benefits Information: (This section is only applicable to US candidates)
S&P Global states that the anticipated base salary range for this position is $58,300.00 to $115,850.00. Final base salary for this role will be based on the individual’s geographic location, as well as experience level, skill set, training, licenses and certifications.
What We’re Looking For:
+ Bachelor's degree required, preferably in finance or economics.
+ 2+ years of relevant work experience, preferably in the mortgage market
+ Strong work ethic and ability to work independently and as part of a team.
+ Ability to work with financial models and financial data
+ Strong analytical, written, and verbal communication, presentation, problem-solving, and interpersonal skills.
+ Basic proficiency in MS Office products (Word, Excel, PowerPoint, etc.) is essential.
+ Advanced Excel and programming skills (R, Python, VBA) are preferred.
+ Strong organizational skills, including the ability to prioritize competing tasks, meet deadlines, and maintain the accuracy of data.
This role is eligible to receive S&P Global benefits. For more information on the benefits we provide to our employees, visit https://spgbenefits.com/ourbenefits
About S&P Global Ratings
At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.
For more information, visit www.spglobal.com/ratings
What’s In It For You?
Our Purpose:
Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world.
Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress.
Our People:
We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference.
Our Values:
Integrity, Discovery, Partnership
At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.
Benefits:
We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global.
Our benefits include:
+ Health & Wellness: Health care coverage designed for the mind and body.
+ Flexible Downtime: Generous time off helps keep you energized for your time on.
+ Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
+ Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
+ Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
+ Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.
For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries
Diversity, Equity, and Inclusion at S&P Global:
At S&P Global, we believe diversity fuels creative insights, equity unlocks opportunity, and inclusion drives growth and innovation – Powering Global Markets. Our commitment centers on our global workforce, ensuring that our people are empowered to bring their whole selves to work. It doesn’t stop there, we strive to better reflect and serve the communities in which we live and work, and advocate for greater opportunity for all.
S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.
-----------------------------------------------------------
Equal Opportunity Employer
S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.
If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf
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20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.1 - Middle Professional Tier I (EEO Job Group)
Job ID: 308716
Posted On: 2024-10-28
Location: Toronto, Ontario, Canada
Grade Level (for internal use):
09
The Team:
The U.S RMBS team is part of the broader Structured Finance Group at S&P Global Ratings. The team assigns ratings and publishes research commentaries for the use of Residential Mortgage-Backed Securities (RMBS) investors.
The Impact:
The Rating Analyst provides analytical support to senior analysts, including compiling data, updating financial models, preparing meeting presentations, and presenting analytical findings to internal constituencies. After having obtained the appropriate S&P Global Ratings certifications, he/she will help to derive credit enhancement levels and ratings on RMBS transactions. The candidate should have a strong background in credit analysis of structured finance securities and/or the mortgage market.
What’s in it for you:
This is a great opportunity to build a career in financial markets with one of the leading providers of financial market intelligence. You will increase your awareness of the residential real estate markets and structured finance sector, have an opportunity to increase analytical, communication, and presentation skills while supporting the rating process, and expand technical skills, time management capabilities, and attention to detail.
Responsibilities:
+ Work in conjunction with, and at the direction of, senior analysts in preparing necessary information to support the ratings process;
+ Work with RMBS analytic software and data vendors (e.g. INTEX);
+ Prepare material for internal and external presentations and publications;
+ Assist in the collection and analysis of data on special projects;
+ Identify opportunities for process improvements and implement these through the use of organizational/technical skills.
Compensation/Benefits Information: (This section is only applicable to US candidates)
S&P Global states that the anticipated base salary range for this position is $58,300.00 to $115,850.00. Final base salary for this role will be based on the individual’s geographic location, as well as experience level, skill set, training, licenses and certifications.
What We’re Looking For:
+ Bachelor's degree required, preferably in finance or economics.
+ 2+ years of relevant work experience, preferably in the mortgage market
+ Strong work ethic and ability to work independently and as part of a team.
+ Ability to work with financial models and financial data
+ Strong analytical, written, and verbal communication, presentation, problem-solving, and interpersonal skills.
+ Basic proficiency in MS Office products (Word, Excel, PowerPoint, etc.) is essential.
+ Advanced Excel and programming skills (R, Python, VBA) are preferred.
+ Strong organizational skills, including the ability to prioritize competing tasks, meet deadlines, and maintain the accuracy of data.
This role is eligible to receive S&P Global benefits. For more information on the benefits we provide to our employees, visit https://spgbenefits.com/ourbenefits
About S&P Global Ratings
At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.
For more information, visit www.spglobal.com/ratings
What’s In It For You?
Our Purpose:
Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world.
Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress.
Our People:
We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference.
Our Values:
Integrity, Discovery, Partnership
At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.
Benefits:
We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global.
Our benefits include:
+ Health & Wellness: Health care coverage designed for the mind and body.
+ Flexible Downtime: Generous time off helps keep you energized for your time on.
+ Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
+ Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
+ Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
+ Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.
For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries
Diversity, Equity, and Inclusion at S&P Global:
At S&P Global, we believe diversity fuels creative insights, equity unlocks opportunity, and inclusion drives growth and innovation – Powering Global Markets. Our commitment centers on our global workforce, ensuring that our people are empowered to bring their whole selves to work. It doesn’t stop there, we strive to better reflect and serve the communities in which we live and work, and advocate for greater opportunity for all.
S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.
-----------------------------------------------------------
Equal Opportunity Employer
S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.
If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf
-----------------------------------------------------------
20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.1 - Middle Professional Tier I (EEO Job Group)
Job ID: 308716
Posted On: 2024-10-28
Location: Toronto, Ontario, Canada
Source : S&P Global
