Risk Management - Credit Office Analyst - JPMorgan Chase
Houston, TX
About the Job
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Credit Risk Analyst in Chase Commercial Term Lending (CTL), you will be responsible for reviewing the quality of information input into Chase systems and preparing the operating data for the annual review process. This includes reviewing annual operating statements and rent rolls of properties securing Chase commercial real estate loans. You should have basic knowledge of commercial real estate finance concepts and their application to various property types. You are expected to identify and explain year over year variances and trends in income and expense line items, and understand and explain the trend in property performance. You will be expected to perform well in a fast-paced and dynamic environment. Commercial Real Estate (CRE) Portfolio Management (PM) is responsible for identifying and managing the overall risk of the CTL seasoned loan portfolio. The PM Business Management team performs various functions including document solicitation and intake, client communication, vendor management, spreading and spread approval, appraisal and inspection coordination, and loan review support.
Job Responsibilities
+ Review annual property operating statements and rent rolls/lease summaries of properties securing Chase commercial real estate loans
+ Review the quality of the information input into Chase systems
+ Prepare operating data for the annual review process
+ Identify and explain year over year variances and trends in income and expense line items
+ Explain trends in property performance
+ Interact with borrowers, Credit Executives, and other parties, both internal and external to Chase, to obtain applicable data to perform a complete analysis
Required Qualifications, Capabilities, and Skills
+ Bachelor's Degree or equivalent work experience
+ A minimum of 2 years of commercial / multifamily real estate experience/knowledge
+ Strong organizational and time-management skills - able to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results
+ Strong analytical and problem-solving skills
+ Knowledge of basic financial reporting documentation (Operating Statement, Personal Financial Statements, Rent Roll, Lease Summary, etc)
Preferred Qualifications, Capabilities, and Skills
+ Bachelor's Degree or equivalent work experience
+ A minimum of 2 years of commercial / multifamily real estate experience/knowledge
+ Strong analytical and problem-solving skills
+ Knowledge of basic financial reporting documentation (Operating Statement, Personal Financial Statements, Rent Roll, Lease Summary, etc)
JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans
As a Credit Risk Analyst in Chase Commercial Term Lending (CTL), you will be responsible for reviewing the quality of information input into Chase systems and preparing the operating data for the annual review process. This includes reviewing annual operating statements and rent rolls of properties securing Chase commercial real estate loans. You should have basic knowledge of commercial real estate finance concepts and their application to various property types. You are expected to identify and explain year over year variances and trends in income and expense line items, and understand and explain the trend in property performance. You will be expected to perform well in a fast-paced and dynamic environment. Commercial Real Estate (CRE) Portfolio Management (PM) is responsible for identifying and managing the overall risk of the CTL seasoned loan portfolio. The PM Business Management team performs various functions including document solicitation and intake, client communication, vendor management, spreading and spread approval, appraisal and inspection coordination, and loan review support.
Job Responsibilities
+ Review annual property operating statements and rent rolls/lease summaries of properties securing Chase commercial real estate loans
+ Review the quality of the information input into Chase systems
+ Prepare operating data for the annual review process
+ Identify and explain year over year variances and trends in income and expense line items
+ Explain trends in property performance
+ Interact with borrowers, Credit Executives, and other parties, both internal and external to Chase, to obtain applicable data to perform a complete analysis
Required Qualifications, Capabilities, and Skills
+ Bachelor's Degree or equivalent work experience
+ A minimum of 2 years of commercial / multifamily real estate experience/knowledge
+ Strong organizational and time-management skills - able to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results
+ Strong analytical and problem-solving skills
+ Knowledge of basic financial reporting documentation (Operating Statement, Personal Financial Statements, Rent Roll, Lease Summary, etc)
Preferred Qualifications, Capabilities, and Skills
+ Bachelor's Degree or equivalent work experience
+ A minimum of 2 years of commercial / multifamily real estate experience/knowledge
+ Strong analytical and problem-solving skills
+ Knowledge of basic financial reporting documentation (Operating Statement, Personal Financial Statements, Rent Roll, Lease Summary, etc)
JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans
Source : JPMorgan Chase