Senior Analyst, Credit Model Development - Synchrony
Saint Paul, MN
About the Job
Job Description:
Role Summary/Purpose:
Synchrony's Direct Hire Program provides full-time job opportunities for candidates who have successfully completed at least one internship within the Credit Modeling function at Synchrony. This program provides a direct path to exciting and meaningful work in the most in-demand areas of Credit Modeling.
_Our Way of Working_
_We're proud to offer you choice and flexibility. At Synchrony, our way of working allows you to have the option to work from home, near one of our Hubs or come into one of our offices. Occasionally you may be required to commute to our nearest office for in person engagement activities such as business or team meetings, training and culture events._
Qualifications/Requirements:
+ Master's degree with quantitative underpinning (i.e., Risk, Accounting, Business, Economics, Finance, Mathematics, Statistics, Engineering).
+ Excellent academic record - Minimum overall 3.0 GPA or higher.
+ Strong programing skills in SQL, Python, Spark, and or SAS.
+ Participation in a Synchrony Internship (i.e. ETC, DTC, BLP) supporting Credit Modeling.
Desired Characteristics:
+ Excellent time management with ability to manage multiple competing initiatives and deliver results within deadlines with accuracy and attention to detail
+ Experience in process improvement, project management or change management
+ Familiarity with Model Governance trends/developments across the banking sector, especially as related to credit card or consumer lending (SR11-7)
+ Strong communication skills to facilitate complex discussions in productive and collaborative manner
+ Positive mindset under tight timelines and critical deliverables
+ Perform in depth analysis on large data sets, and prepare analysis and reports to support discussions on key analytics and model risks
+ Support development, documentation, implementation and monitoring of ALLL and capital stress testing models using SAS/Python/PySpark or R
+ Develop alternative predictive methodologies/ tools to better identify credit dynamics in portfolio performance
+ Assist in analyzing the current and future model landscape, technologies, data frameworks and implementation platforms in line with internal as well as industry best practices
+ Provide independent research and analysis to support conceptual soundness of key models
+ Work closely within the credit organization to validate accuracy and performance of statistical models and to identify issues requiring further investigation
+ Keep pace with the latest developments in academia, regulatory environment, risk technology (vendor and in-house) and financial services industries to embrace change and drive improvements cross-functionally
+ Perform other duties and/or special projects as assigned
Grade/Level: 09
The salary range for this position is 60,000.00 - 112,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.
Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.
Salaries are adjusted according to market in CA, NY Metro and Seattle.
Eligibility Requirements:
+ You must be 18 years or older
+ You must have a high school diploma or equivalent
+ You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process
+ You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.
+ New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months' time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months' time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don't meet the time in position or performance expectations).
Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
Our Commitment:
When you join us, you'll be part of a diverse, inclusive culture where your skills, experience, and voice are not only heard-but valued. We celebrate the differences in all of us and believe that our individual, unique perspectives is what makes Synchrony truly a great place to work. Together, we're building a future where we can all belong, connect and turn ideals into action. Through the power of our 8 Diversity Networks+ (https://www.synchronycareers.com/our-culture/#diversity) , with more than 60% of our workforce engaged, you'll find community to connect with an opportunity to go beyond your passions.
This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status.
Reasonable Accommodation Notice:
+ Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.
+ If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627. Representatives are available from 8am - 5pm Monday to Friday, Central Standard Time
Job Family Group:
Credit
Role Summary/Purpose:
Synchrony's Direct Hire Program provides full-time job opportunities for candidates who have successfully completed at least one internship within the Credit Modeling function at Synchrony. This program provides a direct path to exciting and meaningful work in the most in-demand areas of Credit Modeling.
_Our Way of Working_
_We're proud to offer you choice and flexibility. At Synchrony, our way of working allows you to have the option to work from home, near one of our Hubs or come into one of our offices. Occasionally you may be required to commute to our nearest office for in person engagement activities such as business or team meetings, training and culture events._
Qualifications/Requirements:
+ Master's degree with quantitative underpinning (i.e., Risk, Accounting, Business, Economics, Finance, Mathematics, Statistics, Engineering).
+ Excellent academic record - Minimum overall 3.0 GPA or higher.
+ Strong programing skills in SQL, Python, Spark, and or SAS.
+ Participation in a Synchrony Internship (i.e. ETC, DTC, BLP) supporting Credit Modeling.
Desired Characteristics:
+ Excellent time management with ability to manage multiple competing initiatives and deliver results within deadlines with accuracy and attention to detail
+ Experience in process improvement, project management or change management
+ Familiarity with Model Governance trends/developments across the banking sector, especially as related to credit card or consumer lending (SR11-7)
+ Strong communication skills to facilitate complex discussions in productive and collaborative manner
+ Positive mindset under tight timelines and critical deliverables
+ Perform in depth analysis on large data sets, and prepare analysis and reports to support discussions on key analytics and model risks
+ Support development, documentation, implementation and monitoring of ALLL and capital stress testing models using SAS/Python/PySpark or R
+ Develop alternative predictive methodologies/ tools to better identify credit dynamics in portfolio performance
+ Assist in analyzing the current and future model landscape, technologies, data frameworks and implementation platforms in line with internal as well as industry best practices
+ Provide independent research and analysis to support conceptual soundness of key models
+ Work closely within the credit organization to validate accuracy and performance of statistical models and to identify issues requiring further investigation
+ Keep pace with the latest developments in academia, regulatory environment, risk technology (vendor and in-house) and financial services industries to embrace change and drive improvements cross-functionally
+ Perform other duties and/or special projects as assigned
Grade/Level: 09
The salary range for this position is 60,000.00 - 112,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.
Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.
Salaries are adjusted according to market in CA, NY Metro and Seattle.
Eligibility Requirements:
+ You must be 18 years or older
+ You must have a high school diploma or equivalent
+ You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process
+ You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.
+ New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months' time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months' time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don't meet the time in position or performance expectations).
Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
Our Commitment:
When you join us, you'll be part of a diverse, inclusive culture where your skills, experience, and voice are not only heard-but valued. We celebrate the differences in all of us and believe that our individual, unique perspectives is what makes Synchrony truly a great place to work. Together, we're building a future where we can all belong, connect and turn ideals into action. Through the power of our 8 Diversity Networks+ (https://www.synchronycareers.com/our-culture/#diversity) , with more than 60% of our workforce engaged, you'll find community to connect with an opportunity to go beyond your passions.
This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status.
Reasonable Accommodation Notice:
+ Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.
+ If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627. Representatives are available from 8am - 5pm Monday to Friday, Central Standard Time
Job Family Group:
Credit
Source : Synchrony
