Senior Credit Analyst - SGA Inc.
New York, NY 10022
About the Job
Responsibilities :
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The Credit Associate will be responsible for managing corporate and/or LBO client relationships from a credit perspective. Specifically, the Credit Associate will be involved in:
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Monitor the credit quality of a portfolio of assigned client names, including investment-grade, high yield, and sponsor- owned clients. This includes periodic review of borrower financial statements, press releases, news articles, industry information, rating reports, peer analysis, etc.
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Prepare credit proposals for assigned portfolio to be included in new originations, annual reviews, facility renewals, amendments, waivers, watch list reports, refinancing, and underwritings of new clients.
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Coordinate the credit process with the relevant coverage, product, and risk teams to ensure an efficient turnaround of transactions.
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Create and maintain client exposure and internal risk ratings using bank rating methodologies.
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Participate in client calls (including bank meetings) as needed for due diligence on assigned client names.
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Maintain reporting related to portfolio including deal flow, exposure tracking, and other general reports.
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Interact with internal and external auditors during loan examinations.
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Interact with other bank branches to coordinate information on group or contributor strategies.
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Mentor juniors and be a team player supporting and working with other team members, bringing value, and contributing to the success of the Team.
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Solid knowledge of loan structures, terms, credit agreements and projection modeling skills are required.
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Knowledge of general banking products and banking practices
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Understanding of the Healthcare sector is a plus but not mandatory.
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Ability to multi-task and ability to work under quick turnaround times as needed in live deal transactions.
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Good verbal and written communication skills; professionalism in dealing with Senior Bankers (Director and above) on a daily basis
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Self-starter with ability to take initiative when working alone or with peers.
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Proficiency in Word and Excel and knowledge of English language is required.
Preferred Skills:
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Bachelor's degree in Finance, Economics, Accounting or other similar areas.
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4+ years prior experience in a Corporate Banking (preferably in corporate credit) environment or Rating Agencies covering corporate clients.
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Experience with M&A transactions, LBO financing a plus.
SGA is a technology and resource solutions provider driven to stand out. We are a women-owned business. Our mission: to solve big IT problems with a more personal, boutique approach. Each year, we match consultants like you to more than 1,000 engagements. When we say let's work better together, we mean it. You'll join a diverse team built on these core values: customer service, employee development, and quality and integrity in everything we do. Be yourself, love what you do and find your passion at work. Please find us at https://sgainc.com/ .
SGA is an Equal Opportunity Employer and does not discriminate on the basis of Race, Color, Sex, Sexual Orientation, Gender Identity, Religion, National Origin, Disability, Veteran Status, Age, Marital Status, Pregnancy, Genetic Information, or Other Legally Protected Status. We are committed to providing access, equal opportunity, and reasonable accommodation for individuals with disabilities in employment, and our services, programs, and activities. Please visit our company EEO page to request an accommodation or assistance regarding our policy.
