Senior Financial Analyst - Premier Bank

Position Title: Senior Financial Analyst 

Department: Accounting 

Position Reports to: Manager or Director of Financial Planning & Analysis

Position Supervises:  No Direct Reports  

Premier Summary:

At Premier Bank, an affiliate of Premier Financial Corp., we’re Powered by People, and know that our success is directly tied to great work by our team members. Our employees are dedicated to our clients, communities and each other. We are committed to promoting inclusiveness, diversity and a sense of belonging throughout our organization. We provide competitive benefits, incentive compensation, paid time off that includes paid community service hours, flexible spending accounts, retirement programs, professional development, tuition assistance and so much more.  If you want to make a difference, choose to share your talents at Premier. 

Position Summary: 

The Analyst job is to support in the development of the operating and financial plan required to achieve management’s strategic plan. This role will require extensive data reconciliation & consolidation, as well as variance analysis. It will also combine scenario and sensitivity analyses to forecast possible outcomes and use theoretical information to create key metrics for monitoring. The Analyst will assist in forecasting operational and profitability performance and providing targets for key performance indicators. 

Duties and Responsibilities:

• Provide direct support with Line of Business in budgeting, financial projections, and operating forecast. 

• Supports Manager/Director of Financial Planning & Analysis as assigned.

• Prepares financial analysis reports for internal use at the company by collecting, analyzing, formatting and presenting information

• Partners with Line of Business to provide insight and analyze trends of key performance indicators, especially relating to financial metrics such as production, expenditures and profit margin. 

• Proactively reviews financials and works closely with Line of Business partners to monitor key performance indicators and identify the cause of any unexpected variances. 

• Provide guidance and act as liaison between Line of Business and selected partners relative to financial performance.  Partners include but are not limited to human resources, marketing, credit, information technology and other LOB segments.

• Develop financial models and analyze them to support strategic initiatives.

• Identify and research variances to forecast, budget and prior-year expenses, proactively identifying opportunities for improvement 

• Perform quantitative analysis of operational and financial data. 

• Ad-hoc reporting and analysis 

• Other duties as assigned. 

Education, Certification, License and Experience:

• Bachelor’s Degree in Accounting, Finance or progressive work experience in financial analytics and reporting; MBA preferred

• Experience in Banking. Experience in Axiom software a plus.

• Five years of experience as an accountant or auditor with at least three years of professional experience as a Financial Analyst in the banking industry

• Supervisory experience preferred

Skills and Knowledge:

• General knowledge of accounting/financial/operational principles

• Experience developing financial reports and metrics

• Interpersonal and communication skills with the ability to interact with various management levels 

• Ability to manage multiple tasks and adapt to a changing, fast-paced environment 

• Responsible for knowing and ensuring compliance with applicable laws, regulations and guidelines, as detailed in policies that include but are not limited to Bank Secrecy Act and other applicable anti-money-laundering rules, Right to Financial Privacy, Fair Lending, Community Reinvestment Act, Gramm-Leach-Bliley Act, and other laws and regulations as they pertain to the position.

Work Environment:

This job operates in a professional office environment. Work is normally performed in a typical interior work environment which does not subject the employee to any hazardous or unpleasant elements. 

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to speak or hear, stand or sit for long periods of time, open filing cabinets, walk, stoop or bend, use hands to handle or feel and reach with hands and arms.   The employee must frequently lift and/or move up to 10 pounds, occasionally lift and/or move up to 25 pounds and complete tasks requiring manual dexterity. Ability to drive a vehicle for travel is required for the position.

Premier Financial Corp is an Affirmative Action and Equal Opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or any other legally protected status.

The above statements are intended to describe the essential functions of the job and the qualifications of the person assigned to it. They are not intended as an exhaustive list of all job duties, responsibilities and requirements. Duties, responsibilities and activities may change or new ones may be assigned at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description does not constitute a contract of employment. Employment is “at will” and may be terminated at any time.