Senior Pricing Decision Analyst at Santander Holdings USA Inc

Dallas, United States of America

The Senior Pricing Decision Analyst (Sr. Specialist, Model Development) is responsible for business analysis of a large portfolio of automotive financing products. Key activities are to apply business judgment and intuition to optimize pricing and manage risk; and to develop consistent and reliable reporting and analysis to understand and communicate trends, metrics, and indices needed to drive better planning, pricing, and sales activities. A key part of this role is to proactively problem solve observed results so that appropriate action can be taken. This would include price changes, forecasting changes, dealer level corrective actions, etc.

• Analyzes and review results of pricing and promotional initiatives in terms of sales growth, margin and profitability growth.

• Works across the organization to develop initiatives, based on business judgment and data results, to drive improved business performance.

• Utilizes both statistical techniques and business acumen to develop analytic insights, sound hypotheses, and informed recommendations.

• Develops a thorough understanding of the firm’s operations and business practices.

• Applies statistical techniques to perform root cause analysis, analyze trends, and uncover risks and opportunities relative to portfolio management and originations.

• Produces monthly profitability reporting on originations and proactively monitors pricing and profit key performance indicators.

• Other duties as assigned

Qualifications:

• Education: Bachelor’s degree or equivalent work experience. Master's or Ph.D. in a quantitative field (statistics, mathematics, economics, engineering, etc.) preferred.

• Experience: 2+ years of business analytics and quantitative problem solving experience, or equivalent experience from an advanced degree.

• Proficiency with two or more of the following tools: SQL, SAS, Python, and R.

• Overall proficiency with MS Office (Excel, Outlook, Word, PowerPoint).

• Excellent in both quantitative problem solving and applying business judgment.

• Strong intellectual curiosity and affinity for numbers.

• Attention to detail, excellent organization, ability to prioritize workload and meet deadlines.

• Superior ability to learn new skills and build industry knowledge.

• Strong written and verbal communication skills, such as in translating complex analytical results to non-technical stakeholders.

• Rigorous focus on results and customer experience.

At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.

Primary Location: Dallas, TX, Dallas

Other Locations: Texas-Dallas

Organization: Santander Consumer USA Inc.

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.